Added on top of your basic coverages, a personalized layer can give you the package that's just right for your needs. (This—our recommended package—is included in your quote, too.)
Your recommended package gives you added protection you might need if you have a newer car, wouldn't have a car to use if yours was damaged or don't have roadside assistance—just to name a few examples.
This might include Comprehensive coverage, which covers damages to your car caused by something other than a collision, such as fire, theft, vandalism, hail or flood. Comprehensive car insurance also pays for damage caused by hitting an animal, and for a rental vehicle if yours is stolen.
These other coverages can round out your package:
- Collision, which includes Pet Injury
- Loan/Lease Payoff
- Medical Payments
- Custom Parts and Equipment/Accessory
- Rental Reimbursement
- Roadside Assistance
You'll have everything you need to choose your coverage package in your quote—these tips can help, too.