News Release

Don't Get Caught in the Rough Without the Right Golf Cart Coverages

The Progressive Group of Insurance Companies now offers specialized golf cart insurance

MAYFIELD VILLAGE, Ohio — Nov. 5, 2007 — While golf carts are primarily designed for transportation from one green to the next, many people are now putting around gated communities, retirement parks and condo complexes in these energy-efficient, nimble three— or four-wheeled vehicles. In fact, whether it's due to higher gas prices or simply convenience, industry experts report that golf cart sales to individuals have doubled over the past ten years. As snowbirds flock to warmer climes, Progressive, the third largest auto insurance group and leading specialty insurer of motorcycles, RVs and boats, wants them to know that specialized golf cart insurance is available for both gas and electric vehicles.

"Golf cart insurance gives people peace of mind that their vehicles will be protected on and, more importantly, off their property," said Marcy Gray, product manager, Progressive. "Many people simply add golf carts onto their homeowners policy but this generally only provides coverage when they're being used on the owner's property´┐Żnot common areas or roadways. If they take a ride down to the community pool and get into an accident they might not be covered. Our specialized insurance provides coverage for virtually any non-commercial purpose and location."

Coverages and services include:

  • Bodily Injury and Property Damage liability;
  • Accessory coverage — which covers custom parts and accessories;
  • Transport Trailer coverage — which protects trailers used to transport golf carts; and
  • 24/7 claims service, including Roadside Assistance.

Progressive's specialized golf cart insurance is currently available in more than 30 states and is expected to be available in most states by year-end 2008.

About Progressive
The Progressive Group of Insurance Companies, now celebrating its 70th year in business, is the country's third largest auto insurance group and largest seller of motorcycle and personal watercraft policies based on premiums written, and is a market leader in commercial auto insurance.

Progressive is committed to becoming consumers' #1 choice for auto insurance by providing competitive products and rates that meet drivers´┐Ż needs throughout their lifetimes, superior online and in-person customer service, and best-in-class, 24-hour claims service, including its concierge level of claims service available at service centers located in major metropolitan areas throughout the United States.

Progressive companies offer consumers choices in how to shop for, buy and manage their auto insurance policies. Progressive offers its products, including personal and commercial auto, motorcycle, boat and recreational vehicle insurance, through more than 30,000 independent insurance agencies throughout the U.S. and online and by phone directly from the Company. Private passenger auto products and prices are different when purchased directly from Progressive or through independent agencies. To find an agent or to get a quote, go to www.progressive.com.

The Common Shares of The Progressive Corporation, the Mayfield Village, Ohio-based holding company, are publicly traded at NYSE:PGR.

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