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Deciphering Disclaimers: Other

Here are a few more random disclaimers you'll encounter in your insurance quest.

If you see this: It means this:
We make certain assumptions about you and the drivers and vehicles you want to insure. If you decide you want to purchase a policy with us and you fill out and submit an application, we may require that you provide proof that you're insurable. We may ask you for proof of prior insurance, proof of home ownership, etc.
The rates quoted generated by this program are estimates based upon the information you provided and are not a contract, binder or agreement to extend insurance coverage. The rates we give you are based on what you tell us, and those rates could change. You're not buying an insurance policy yet - you're just getting a quote.
The coverage descriptions provided are general descriptions of available coverages and are not a statement of contract. We're not extending actual insurance coverage to you at this point.
To obtain coverage you must submit an application. All applications are subject to underwriting approval. We won't provide insurance until you complete an application and we approve it.
Coverages and availability may vary by state or province, and additional minimum coverage limits may be available in your state. Different states have different coverages and minimum requirements.
To obtain coverage you must submit an application. All applications are subject to underwriting approval. We won't provide insurance until you complete an application and we approve it.
Rates quoted are subject to the accuracy of the information provided and are contingent upon you providing a copy of your most recent insurance declaration page or ID card so we can verify accident history. The rate we give you is not final until we check your information (via credit history, driving record, accident history, etc.) and until you provide proof of prior insurance.
Your rate quote depends on the accuracy of the details you provide on our form. Please be aware that not all limits and coverage selections are appropriate for everyone. If you don't report everything, your rate won't be accurate. Some people may want/need different limits than others.
No underwriting eligibility/review has occurred. We haven't verified your info or assessed your risk potential yet.
This is not a contract or binder of coverage. You have not purchased a policy. This is a quote only.
We may be able to provide you with a more refined quote if you provide some additional information. We may be able to give you a more accurate quote if you give us more specific or additional information, which may mean authorizing us to check your credit or accident history.
In order to provide accurate online information, we must use a variety of resources. Sometimes we need more specifics that cannot be easily answered with a yes or no answer. In these instances, please call us to speak with a customer service representative. This is for your benefit so you receive information that accurately reflects your coverage needs. We couldn't verify the information you gave us, so please call us to get a quote.

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