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Understanding Insurance

Entries for December 2007

Best of: When Should You Drop Collision Coverage?

Posted by Allison Ruuska on 12/31/2007 at 1:00 PM

Many people with newer cars keep collision coverage on their policies, but they also may not know when or if they should drop this coverage. While there's no set rule for determining whether collision coverage becomes unnecessary for your particular situation, there are some simple considerations to make if you're debating whether or not you should keep it on your policy. We've outlined them here.

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What Is Gap Insurance, and Who Needs It?

Posted by Allison Ruuska on 12/24/2007 at 1:00 PM

When you purchase a new car, you'll probably be asked if you want to purchase gap insurance. Both lenders and auto insurance companies offer gap insurance to customers as a way to protect you against unforeseen financial losses. Here's a quick refresher course about gap insurance and who needs it.

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Are Pets Covered in Car Accidents?

Posted by Allison Ruuska on 12/17/2007 at 1:00 PM

People often take their pets for car rides, whether it's a jaunt to the park or a trip to the vet, but what happens if you get into an accident and your pet is injured?

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What Is Subrogation?

Posted by Allison Ruuska on 12/10/2007 at 1:00 PM

What happens after your insurance company pays for a loss that's not your fault?

Using your own auto insurance for a claim that's not your fault can leave you feeling a bit frustrated, but sometimes that's your best option to resolve a claim quicker so you can return to your normal life. If you've been in this situation, then you've probably heard of subrogation.

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Your Auto Insurance Policy Simplified

Posted by Allison Ruuska on 12/3/2007 at 1:00 PM

Follow these tips to read and understand your policy faster.

Have you ever sat down to read your auto insurance policy contract — not your Dec Page that lists the coverages you purchased, but the actual policy contract that looks like a very long legal agreement?

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About this Blog

This blog takes common vehicle insurance topics and explains them in detail. Provided exclusively by Progressive, one of the largest auto insurers in the U.S.

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