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Understanding Insurance

Entries for January 2008

Someone Hits You. Who Reports the Claim?

Posted by Allison Ruuska on 1/28/2008 at 1:00 PM

It's no surprise that accidents wreak havoc on your day. Amid the confusion in the aftermath of an accident, you're dealing with several tasks — calling the cops, moving out of traffic, exchanging information with other drivers, etc. So, once everything settles down, who reports the claim?

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Does Where You Live Affect Your Auto Insurance Premium?

Posted by Allison Ruuska on 1/21/2008 at 1:00 PM

Several factors affect the price you pay for auto insurance — your age, driving record, type of vehicle, etc. — but did you know where you live also affects your premium?

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Can You Have Comprehensive Without Collision Coverage?

Posted by Allison Ruuska on 1/14/2008 at 1:00 PM

If you purchase comprehensive coverage, are you required to purchase collision coverage, too?

Many people have comprehensive and collision coverage on their auto insurance policies even though those coverages aren't required. Often referred to as "comp/coll," they protect your own vehicle in case of damage, regardless of fault. Though you often see them together, are you required to purchase both, or can you purchase comprehensive without collision?

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Do You Leave Town for College?

Posted by Allison Ruuska on 1/7/2008 at 1:00 PM

If you attend school in another city or state, these factors can affect your auto insurance policy.

Many students choose to leave town or even cross state lines to attend college. If you're one of them, or if you have a child who's an out-of-town or out-of-state student, there are a few steps you should take to update your auto insurance policy.

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This blog takes common vehicle insurance topics and explains them in detail. Provided exclusively by Progressive, one of the largest auto insurers in the U.S.

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