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Entries for June 2008

What Happens If You're Involved in an Out-of-Town Accident?

Posted by Allison Ruuska on 6/23/2008 at 1:00 PM

Here's how auto insurance works if you have an accident while you're in another city or state.

It's a given that any time you get on the road and drive, there's a chance you could be involved in a car accident. If you're in another city or state, factor in unfamiliar streets, road signs, traffic and driving patterns, and your risk is even higher. Though they may not happen often, out-of-town accidents do occur. If you're involved in one, here are a few things to know.

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Complete Your Home Inventory Easily

Posted by Allison Ruuska on 6/23/2008 at 1:00 PM

Itemizing what you own may take time up front, but it can save you time and money if you ever need to make a claim on your homeowners or renters insurance policy.

Protecting your possessions is an important reason to purchase homeowners insurance or renters insurance. As time passes, most of us acquire more things that have sentimental value as well as monetary value. If you have items like this, it's a good idea to maintain an ongoing inventory of your belongings even after you've purchased homeowners or renters insurance.

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What to Do After Your Car Is Vandalized

Posted by Allison Ruuska on 6/16/2008 at 1:00 PM

Be sure follow certain steps and take specific measures to protect your car to ensure your claim is covered by auto insurance.

Finding out your car has been vandalized can make your stomach drop, but if you have Comprehensive coverage on your vehicle, your auto insurance will often cover this type of damage. Keep in mind, even if you have the proper coverage, there are some steps you should take to ensure the damage is covered by your auto policy.

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Should you buy insurance from a rental car company?

Posted by Allison Ruuska on 6/16/2008 at 1:00 PM

If you're renting a car, think about what you need before you purchase supplemental insurance or a damage waiver.

Whether you're on a trip and need transportation in a different city or your car is in the shop and you need a set of wheels to get to work and back, chances are you'll need to rent a car. That's the easy part. But, if you're like many of us, it becomes more difficult when you're faced with the decision of whether to purchase the additional insurance or damage waiver often offered by the rental car company.

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Will a BUI Affect Your Auto Insurance Rate?

Posted by Allison Ruuska on 6/2/2008 at 1:00 PM

If you're caught operating a boat under the influence and receive a BUI, will it affect what you pay for auto insurance?

You may know it's possible to receive a DUI or DWI while driving a car, but did you know that you can receive a BUI for operating a boat under the influence? It's true. In fact, regardless of what state you live in, it's illegal to operate a boat under the influence of alcohol or drugs. The consequence of doing so is a BUI, or Boating Under the Influence.

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This blog takes common vehicle insurance topics and explains them in detail. Provided exclusively by Progressive, one of the largest auto insurers in the U.S.

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