@Progressive Blog

Entries for March 2008

Does Insurance Cover Your Motorcycle Accessories?

Posted by Allison Ruuska on 3/31/2008 at 1:00 PM

What do insurance companies consider custom parts and equipment, and are they covered by your policy?

Personalizing your motorcycle is almost second nature: You want to make your bike reflect your personality, so getting a custom paint job or adding flashy saddlebags is a simple way to do this. Adding accessories and parts is easy, but do you know if your insurance policy covers those added items?

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Safe Driving Around 18-Wheelers

Posted by Allison Ruuska on 3/18/2008 at 1:00 PM

Sharing the road with semi trucks means applying slightly different safety measures.

Exercising some degree of caution while on the road — using turn signals, slowing down in nasty weather, yielding the right of way, etc. — tends to come naturally to most drivers. What may not come as naturally is remembering that safety rules aren't one size fits all. Different rules apply to different vehicle types.

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When Do You Need a Commercial Auto Policy?

Posted by Allison Ruuska on 3/17/2008 at 1:00 PM

If you think commercial auto insurance is just for businesses, think again.

People often associate commercial auto insurance with businesses — rightfully so. When companies need to insure a fleet of vehicles that are used for business, they often purchase commercial auto insurance. However, commercial auto insurance isn't strictly for businesses. Individuals may also need a commercial auto policy to insure their vehicles depending on the types of vehicles they use and how they use them. Additionally, an individual may require a commercial auto policy depending on who is driving or riding in the vehicle.

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How Does a DUI Affect Your Insurance Rate?

Posted by Allison Ruuska on 3/10/2008 at 1:00 PM

If you're caught driving under the influence, it's likely that your insurance premium will be affected.

We understand that receiving a DUI* can be a difficult experience. As you can imagine, having a DUI on your driving record means you'll be paying for it long after your court or legal interactions have ended. In fact, a DUI often directly impacts what you pay for auto insurance. Here's why.

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Motorcycle Endorsement vs. Motorcycle Policy

Posted by Allison Ruuska on 3/3/2008 at 1:00 PM

What's the difference, and which one should you choose?

Deciding to add a motorcycle to your vehicle collection is a somewhat simple choice, but actually insuring your bike might take a bit more research. Some companies offer motorcycle endorsements while others offer full-fledged motorcycle policies. What's the difference between a motorcycle endorsement and a motorcycle policy, and, more importantly, which one should you choose?

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