Why do companies offer different auto insurance discounts, and what discounts does Progressive offer?
Many people think all auto insurance companies offer the same coverages and options. In actuality, it varies quite a bit from company to company. Just like with other types of businesses, auto insurance companies determine what they'll offer and how they'll offer it, and auto insurance discounts are included in that mix. What one company offers, another may not.
For instance, many auto insurance companies offer a discount for multiple policies. If you have your auto insurance and your homeowners insurance with the same company, you may get a discount. However, other discounts may be less common, such as employee discounts, online discounts, military discounts, etc.
So, keep in mind that auto insurance discounts vary depending on who's providing the quote.
Progressive Auto Insurance Discounts
Progressive offers several types of auto insurance discounts depending on where you live, including:
- E-sign – Save on your first policy when you sign your documents online at purchase.
- Homeowners – Receive a discount on your car insurance simply for owning your house, condo or mobile home.
- Multi-car – If you insure more than one car, you'll receive a multi-car discount.
- Pay in Full – Pay for your entire policy up front to receive a 10% discount.
How to Qualify for Auto Insurance Discounts
Generally, you need to meet specific criteria to qualify for auto insurance discounts. Some are quite simple: Insure more than one car for a multi-car discount, be a full-time student under a certain age and with a certain GPA for a student discount, etc.
With every Progressive auto quote, we'll apply any discounts you qualify for to your quote and tell you about them when we give you your price. We ask specific questions during your quote — which you can usually complete in about six minutes — that help us determine what you're eligible for, so make sure you answer all questions to the best of your ability.
Times are tough nowadays, so many people are taking money-saving measures wherever they can, and auto insurance discounts can easily be one of these measures. Make sure you're receiving every discount you qualify for. Remember: If you get a Progressive auto quote, we'll be sure to tell you about them. Call us today at 1-800-PROGRESSIVE for yours. Or, get a quote online now.
The information in this blog may vary based on your particular state or situation. Always refer to your insurance policy for your specific coverages.