Auto Loans

Pre-qualify for financing with no impact to your credit score

Pre-qualify, see terms, go to the dealer

When you’re ready to go car shopping, first empower yourself and find out if you pre-qualify for an auto loan. You’ll be able to see your estimated APR and monthly payments for vehicles you choose before going to the dealer. And because it’s only a "soft" credit inquiry for pre-qualifications, there’s no impact to your credit score.

Progressive® partnering with Auto Financing by Capital One. Also see how much you can save by refinancing an auto loan.

How it works

Pre-qualify for an auto loan online

Find out in minutes if you pre-qualify. There's no impact to your credit score, and you can get pre-qualified to finance a new or used vehicle.

Search for cars and see your APR and payment

Browse millions of vehicles online and see your estimated monthly payment and APR for each.

Fine-tune your car financing

Adjust key information such as price, down payment, term length, etc. on your favorite vehicles to calculate your monthly payment.

Go to the dealer with confidence

Have your pre-qualification offer ready when you go to a participating dealer. When you’re ready to buy, complete the dealer’s credit application. The final application will include a “hard” credit inquiry that may affect your credit.

Auto financing is one more way we help you find what you need

Progressive offers so much more than car insurance. Whether you're buying a car, home, starting a business, planning a wedding, increasing your financial assets or more—we're here to help you find protection along the way. See more insurance choices.