Balancing the To Do’s and I Do’s
You’re engaged and planning a bright future together. There’s the wedding, some paperwork to finish and you’re done. Um…no! Don’t get so caught up in the magical wedding moments that you downplay some things that could give your marriage a good head start. Plenty of people will tell you about great venues, bands and bakers, but we have some practical advice to consider.
Top 5 Wedding and Marriage Tips.
- It’s the Perfect Place: Aside from recommendations you may get from friends and family, you have the perfect place in mind. Just make sure you’ve done your research before you sign on the dotted line. For an outdoor wedding, what’s the indoor back-up plan? Consider seasonal weather when choosing a date and location. Are there weather risks (hurricanes, blizzards, etc.) to plan around? Check on availability early. Do you have to book a year in advance? A few more details, and you’re good to go.
- Escape the Madness: If you’re a bit crazed with wedding planning or work projects, remember to take a step back. Go to dinner and agree to not discuss the wedding – even consider planning a quick weekend getaway together before the big event. Reconnect behind-the-scenes before you’re in the spotlight.
- Rules of Engagement: Sounds funny but this might be one of the best marriage tips. If you haven’t done it already, sit down when things are calm and make rules for disagreements and resolutions. Discuss hot buttons and any non-negotiable issues. Share ideas about behaviors or communication styles that make you more willing to compromise. Are you the stay-up-all-night type who refuses to go to bed until things are resolved, or are you willing to have a cut-off time and finish up the next morning? You’re in the big leagues now and – once married – will likely live together. Trying to win an argument shouldn’t be the goal. You want a win-win outcome.
- Shaking Up Your Piggy Banks: Discuss your current financial situation and obligations in advance and honestly – debts, loans, etc. Confirm all of your bank and credit card accounts, 401ks, school loans and – well, you get the gist. Also, share thoughts you have about your mutual monthly expenses and long-term financial plans. If you can’t have this discussion now, it’s a real pain later. You want to be on the same page. Will you merge your bank accounts, set up a savings account for large purchases, or establish some emergency funds? Getting on the same page upfront may lessen future financial tensions.
- Bathroom Etiquette: These issues can really stir things up! Keep two tubes of toothpaste on your grocery list. There are those people that squeeze from the middle of the tube or those who roll from the bottom. It becomes a battle about which way is best, and everyone has a preference. Then, there’s toilet paper. Do you prefer the paper be rolled over the top or under? Either way, just remember to replace the roll when it’s out!
Final To Do for a More Successful I Do
Aside from the tongue in cheek to do’s, here’s the serious part. Have the tough, emotional talk about what you would do if something fatal happens to one of you. Set up your wills together and get a life insurance policy. Why? Because once you’re married, you may have more responsibilities, more financial obligations and possibly even children.
You might be healthy as a horse now, but one crazy driver on the road is all it takes for you to be gone. Grief is hard enough – but leaving behind a financial mess makes it that much worse. Plan. The younger you are, the less expensive your life insurance rates will generally be. That means you should be able to lock down the best term life insurance rates now versus later. Get this done – and then you can enjoy all that’s ahead.