News Release

Where Are Motorcycles Stolen Or Crashed Least Or Most? Progressive Says The Answers May Surprise You

Progressive reviewed claims data on more than two million motorcycles insured over the past three years to determine the likelihood of a motorcyclist getting into an accident or having a bike stolen. The analysis focused on the 89 U.S. metropolitan areas with populations of 500,000 and higher.

MAYFIELD VILLAGE, Ohio — Feb. 27, 2006 — If you think you'd be more likely to have your motorcycle stolen if you lived in Chicago versus Wichita, who could blame you? After all, it's a much bigger city. The same goes for crashes; no one could fault you for assuming that the bigger the city, the more the traffic congestion and therefore the greater the odds of having an accident. But that's not always the case, according to The Progressive Group of Insurance Companies, which insures more motorcycles than any other insurance group in the country.

Progressive reviewed claims data on more than two million motorcycles insured over the past three years to determine the likelihood of a motorcyclist getting into an accident or having a bike stolen. The analysis focused on the 88 U.S. metropolitan areas with populations of 500,000 and higher.

The study found Honolulu riders are most likely to have their bikes stolen, even though it's the 53rd largest metropolitan area. In fact, a motorcyclist in Honolulu is four times more likely to have a bike stolen than is a motorcyclist in Chicago or Detroit, which are the third and seventh largest metro areas in the country, respectively.

Similarly, though Baton Rouge ranks 75th in population, it ranks third when it comes to the likelihood of a rider there having a motorcycle crash. And, a motorcyclist in Philadelphia, the country's fifth largest metro area, is 36 percent less likely to have an accident as one in the Norfolk-Virginia Beach metro area, which is the 47th largest.

One metropolitan area where the statistics are more in line with what you might expect is New York; it ranks number one both in population and in the likelihood of motorcycle collisions. And, while three metro areas rank among the most likely for both thefts and collisions (New York, Norfolk-Virginia Beach, and San Diego), only one — Cincinnati — ranks among the least likely for both.

The rankings in the following tables are based on a relative scale, with 100 representing the national average. (So, for example, in the table showing the metro areas in which a motorcycle is most likely to be crashed, New York would rank 71 points above the average.)

Motorcycle Collision:

Metro Areas In Which A Motorcycle is Most Likely to be Crashed*
(among metros with pop. >500,000)

Metro Area Likelihood vs. National Average of 100 Population Rank
1.
New York, N.Y.-N.J.

171

1

2.
Norfolk-Virginia Beach-Portsmouth, Va.-N.C.

157

47

3.
Baton Rouge, La.

153

75

4.
San Diego, Calif.

142

15

5.
San Francisco-Oakland, Calif.

140

9

6.
New Orleans, La.

128

41

7.
San Antonio, Texas

126

31

8.
McAllen-Pharr-Edinburg, Texas

124

76

9.
Nassau-Suffolk, N.Y.

123

16

10.
Orlando, Fla.

123

36

 

Metro Areas In Which A Motorcycle is Least Likely to be Crashed*
(among metros with pop. >500,000)

Metro Area Likelihood vs. National Average of 100 Population Rank
79.
Columbus, Ohio

82

37

80.
Oxnard-Simi Valley-Ventura, Calif.

82

62

81.
Cleveland, Ohio

80

24

82.
Providence-Warwick-Pawtucket, R.I.-Mass.

79

69

83.
Tacoma, Wash.

76

64

84.
Cincinnati, Ohio-Ky.-Ind.

74

32

85.
Toledo, Ohio-Mich.

72

61

86.
Akron, Ohio

70

65

87.
Indianapolis, Ind.

70

34

88.
Bakersfield, Calif.

68

67


* The rankings in the tables above are based on a relative scale, with 100 representing the national average. (So, for example, in the table showing the metro areas in which a motorcycle is most likely to be crashed, New York, at 171, would rank 71 points, or 71 percent, above the average. In the table showing the metro areas in which a motorcycle is least likely to be crashed, Bakersfield, at 68, would rank 32 points, or 32 percent, below the average.)

Motorcycle Theft:

Metro Areas In Which A Motorcycle is Most Likely to be Stolen*
(among metros with pop. >500,000)

Metro Area Likelihood vs. National Average of 100 Population Rank
1.
Honolulu, Hawaii

428

53

2.
Miami, Fla.

359

22

3.
San Diego, Calif.

277

15

4.
Las Vegas, Nev.

249

35

5.
New York, N.Y.-N.J.

247

1

6.
Washington, DC-Md.-Va.

242

8

7.
Los Angeles-Long Beach, Calif.

233

2

8.
Fort Lauderdale-Hollywood, Fla.

229

29

9.
New Orleans, La.

228

41

10.
Norfolk-Virginia Beach-Portsmouth, Va.-N.C.

226

47

 

Metro Areas In Which A Motorcycle is Least Likely to be Stolen*
(among metros with pop. >500,000)

Metro Area Likelihood vs. National Average of 100 Population Rank
79.
Nashville-Davidson, Tenn.

45

39

80.
Pittsburgh, Pa.

42

23

81.
Milwaukee, Wis.

42

33

82.
Minneapolis-St. Paul, Minn.-Wis.

41

14

83.
Cincinnati, Ohio-Ky.-Ind.

41

32

84.
Lansing-East Lansing, Mich.

41

88

85.
Albany-Schenectady-Troy, N.Y.

39

57

86.
Syracuse, N.Y.

35

73

87.
Harrisburg, Pa.

33

85

88.
Grand Rapids, Mich.

29

55


* The rankings in the tables above are based on a relative scale, with 100 representing the national average. (So, for example, in the table showing the metro areas in which a motorcycle is most likely to be stolen, Honolulu, at 428, would rank 328 points, or 328 percent, above the average. In the table showing the metro areas in which a motorcycle is least likely to be stolen, Grand Rapids, at 29, would rank 71 points, or 71 percent, below the average.)

"Riders can't assume that just because they may live in a smaller metropolitan area they have less risk of accident or theft; the data make that very clear," said Rick Stern, motorcycle product manager, Progressive. "No matter where they live, motorcyclists are encouraged to ride safely; to take appropriate measures to protect themselves and their bikes; and to review their insurance policies to make sure they have the coverage that's right for them based on their individual circumstances."

Oh, and in case you're wondering, if you live in Wichita, you're 67 percent more likely to have your bike stolen than if you live in Chicago — even though Chicago is the third largest metro area in the country and Wichita is the 87th. Click here for the complete list of the 88 largest metropolitan areas where motorcycles are most likely to be stolen; click here for the list of where motorcycles are most likely to be crashed.

The Progressive Group of Insurance Companies, in business since 1937, ranks third in the nation for auto insurance and number one for motorcycle insurance based on premiums written and provides drivers with competitive rates and 24/7 in-person and online service. The products and services of the Progressive Direct Group of Insurance Companies, which is a sponsor of the 2006 Amp'd Mobile AMA Supercross Series, the world's premier off-road motorcycle racing series, are marketed directly to consumers by phone at 1-800-PROGRESSIVE and online at www.progressivedirect.com through the Progressive DirectSM brand. The products and services of the Drive Group of Progressive Insurance Companies are offered by more than 30,000 independent insurance agencies and online at www.driveinsurance.com through the Drive® Insurance from Progressive brand. The Common Shares of The Progressive Corporation, the Mayfield Village, Ohio-based holding company, are publicly traded at NYSE:PGR. More information can be found at www.progressive.com.

###

Rick Stern, Progressive motorcycle product manager, is available for interview.

 

Motorcycle Collision:

Metro Area Likelihood vs. National Average of 100 Population Rank
1.
New York, N.Y.-N.J.

171

1

2.
Norfolk-Virginia Beach-Portsmouth, Va.-N.C.

157

47

3.
Baton Rouge, La.

153

75

4.
San Diego, Calif.

142

15

5.
San Francisco-Oakland, Calif.

140

9

6.
New Orleans, La.

128

41

7.
San Antonio, Texas

126

31

8.
McAllen-Pharr-Edinburg, Texas

124

76

9.
Nassau-Suffolk, N.Y.

123

16

10.
Orlando, Fla.

123

36

11.
Austin, Texas

121

40

12.
Honolulu, Hawaii

120

53

13.
Charleston-North Charleston, S.C.

117

80

14.
Washington, DC-Md.-Va.

116

8

15.
Houston, Texas

115

6

16.
Las Vegas, Nev.

113

35

17.
Grand Rapids, Mich.

113

55

18.
Sacramento, Calif.

112

27

19.
Dallas-Fort Worth, Texas

112

4

20.
Colorado Springs, Colo.

111

79

21.
Tampa-St. Petersburg, Fla.

111

21

22.
Birmingham, Ala.

111

51

23.
Knoxville, Tenn.

111

77

24.
Lakeland-Winter Haven, Fla.

111

89

25.
Atlanta, Ga.

110

10

26.
Omaha, Neb.-Iowa

110

68

27.
Mobile, Ala.

110

83

28.
San Jose, Calif.

108

28

29.
Los Angeles-Long Beach, Calif.

107

2

30.
Denver-Boulder, Colo.

107

19

31.
Richmond, Va.

107

54

32.
Wilmington, Del.-N.J.-Md.

107

72

33.
Nashville-Davidson, Tenn.

106

39

34.
Phoenix, Ariz.

105

12

35.
Fresno, Calif.

105

59

36.
Columbia, S.C.

104

82

37.
Kansas City, Mo.-Kan.

103

30

38.
Memphis, Tenn.-Ark.-Miss.

103

45

39.
St. Louis, Mo.-Ill.

103

17

40.
El Paso, Texas

103

66

41.
Jacksonville, Fla.

102

44

42.
Albany-Schenectady-Troy, N.Y.

102

57

43.
Lansing-East Lansing, Mich.

102

88

44.
Albuquerque, N.M.

102

71

45.
Tulsa, Okla.

101

56

46.
Philadelphia, Pa.-N.J.

101

5

47.
Northeast Pennsylvania

101

70

48.
Harrisburg, Pa.

100

85

49.
Oklahoma City, Okla.

100

46

50.
Portland, Ore.-Wash.

99

25

51.
Miami, Fla.

99

20

52.
Rochester, N.Y.

98

48

53.
Salt Lake City-Ogden, Utah

98

38

54.
Riverside-San Bernardino-Ontario, Calif.

97

11

55.
Vallejo-Fairfield-Napa, Calif.

96

84

56.
Detroit, Mich.

96

7

57.
Tucson, Ariz.

95

52

58.
Fort Lauderdale-Hollywood, Fla.

95

29

59.
Buffalo, N.Y.

94

43

60.
Greenville-Spartanburg, S.C.

94

60

61.
Wichita, Kan.

93

87

62.
Louisville, Ky.-Ind.

93

50

63.
Seattle-Everett, Wash.

93

20

64.
Chicago, Ill.

92

3

65.
Stockton, Calif.

92

78

66.
West Palm Beach-Boca Raton, Fla.

89

42

67.
Pittsburgh, Pa.

89

23

68.
Syracuse, N.Y.

88

73

69.
Flint, Mich.

88

86

70.
Hartford, Conn.

87

49

71.
Dayton, Ohio

87

58

72.
Minneapolis-St. Paul, Minn.-Wis.

85

14

73.
Allentown-Bethlehem, Pa.-N.J.

85

63

74.
Anaheim-Santa Ana-Garden Grove, Calif.

85

13

75.
Baltimore, Md.

85

18

76.
Gary-Hammond-East Chicago, Ind.

84

74

77.
Bridgeport-Milford, Conn.

84

26

78.
Milwaukee, Wis.

83

33

79.
Columbus, Ohio

82

37

80.
Oxnard-Simi Valley-Ventura, Calif.

82

62

81.
Cleveland, Ohio

80

24

82.
Providence-Warwick-Pawtucket, R.I.-Mass.

79

69

83.
Tacoma, Wash.

76

64

84.
Cincinnati, Ohio-Ky.-Ind.

74

32

85.
Toledo, Ohio-Mich.

72

61

86.
Akron, Ohio

70

65

87.
Indianapolis, Ind.

70

34

88.
Bakersfield, Calif.

68

67

 

Motorcycle Theft:

Metro Area Likelihood vs. National Average of 100 Population Rank
1.
Honolulu, Hawaii

428

53

2.
Miami, Fla.

359

22

3.
San Diego, Calif.

277

15

4.
Las Vegas, Nev.

249

35

5.
New York, N.Y.-N.J.

247

1

6.
Washington, DC-Md.-Va.

242

8

7.
Los Angeles-Long Beach, Calif.

233

2

8.
Fort Lauderdale-Hollywood, Fla.

229

29

9.
New Orleans, La.

228

41

10.
Norfolk-Virginia Beach-Portsmouth, Va.-N.C.

226

47

11.
Phoenix, Ariz.

196

12

12.
Wilmington, Del.-N.J.-Md.

191

72

13.
Orlando, Fla.

176

36

14.
Tucson, Ariz.

174

52

15.
McAllen-Pharr-Edinburg, Texas

170

76

16.
West Palm Beach-Boca Raton, Fla.

166

42

17.
Wichita, Kan.

159

87

18.
Denver-Boulder, Colo.

154

19

19.
Atlanta, Ga.

153

10

20.
Columbia, S.C.

152

82

21.
San Antonio, Texas

149

31

22.
San Francisco-Oakland, Calif.

148

9

23.
Dallas-Fort Worth, Texas

139

4

24.
El Paso, Texas

136

66

25.
Providence-Warwick-Pawtucket, R.I. -Mass.

135

69

26.
Anaheim-Santa Ana-Garden Grove, Calif.

131

13

27.
Philadelphia, Pa.-N.J.

130

5

28.
Richmond, Va.

130

54

29.
Memphis, Tenn.-Ark.-Miss.

129

45

30.
Birmingham, Ala.

128

51

31.
Gary-Hammond-East Chicago, Ind.

127

74

32.
Tulsa, Okla.

126

56

33.
Albuquerque, N.M.

125

71

34.
Nassau-Suffolk, N.Y.

125

16

35.
Fresno, Calif.

125

59

36.
Houston, Texas

122

6

37.
Jacksonville, Fla.

122

44

38.
Greenville-Spartanburg, S.C.

121

60

39.
Riverside-San Bernardino-Ontario, Calif.

120

11

40.
Colorado Springs, Colo.

119

79

41.
Baton Rouge, La.

112

75

42.
Oklahoma City, Okla.

111

46

43.
Charleston-North Charleston, S.C.

108

80

44.
Bridgeport-Milford, Conn.

106

26

45.
Baltimore, Md.

106

18

46.
Portland, Ore.-Wash.

105

25

47.
Tampa-St. Petersburg, Fla.

105

21

48.
Tacoma, Wash.

104

64

49.
Omaha, Neb.-Iowa

100

68

50.
Detroit, Mich.

98

7

51.
Indianapolis, Ind.

96

34

52.
Chicago, Ill.

95

3

53.
Oxnard-Simi Valley-Ventura, Calif.

94

62

54.
Vallejo-Fairfield-Napa, Calif.

94

84

55.
Lakeland-Winter Haven, Fla.

94

89

56.
Seattle-Everett, Wash.

89

20

57.
Austin, Texas

87

40

58.
Kansas City, Mo.-Kan.

86

30

59.
Columbus, Ohio

86

37

60.
Salt Lake City-Ogden, Utah

86

38

61.
Sacramento, Calif.

86

27

62.
Louisville, Ky.-Ind.

82

50

63.
Hartford, Conn.

81

49

64.
St. Louis, Mo.-Ill.

80

17

65.
Mobile, Ala.

78

83

66.
San Jose, Calif.

78

28

67.
Toledo, Ohio-Mich.

76

61

68.
Cleveland, Ohio

70

24

69.
Knoxville, Tenn.

67

77

70.
Stockton, Calif.

65

78

71.
Dayton, Ohio

64

58

72.
Flint, Mich.

62

86

73.
Bakersfield, Calif.

59

67

74.
Akron, Ohio

56

65

75.
Allentown-Bethlehem, Pa.-N.J.

52

63

76.
Rochester, N.Y.

52

48

77.
Buffalo, N.Y.

45

43

78.
Northeast Pennsylvania

45

70

79.
Nashville-Davidson, Tenn.

45

39

80.
Pittsburgh, Pa.

42

23

81.
Milwaukee, Wis.

42

33

82.
Minneapolis-St. Paul, Minn.-Wis.

41

14

83.
Cincinnati, Ohio-Ky.-Ind.

41

32

84.
Lansing-East Lansing, Mich.

41

88

85.
Albany-Schenectady-Troy, N.Y.

39

57

86.
Syracuse, N.Y.

35

73

87.
Harrisburg, Pa.

33

85

88.
Grand Rapids, Mich.

29

55

###

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