@Progressive Blog

Entries for October 2012

Storm preparation: 4 tips to stay safe and minimize damage

Posted by Brittany Ritchey on 10/29/2012 at 10:35 AM

According to CNN.com this morning, about 50 million people, from Virginia to Massachusetts, are expected to feel the effects of Hurricane Sandy. These tips can help you stay safe and minimize damage during and after the storm:

Take shelter in a safe location.
This might require evacuating your home—despite the natural desire to stay behind and protect it. If so, monitor weather and traffic reports to identify your evacuation route, secure your property and head for higher ground. If you can, take all of your vehicles with you. If you can’t, store them indoors or on high ground as close as possible to a sturdy building.

Keep insurance documents with you.
Place your insurance documents, vehicle registration and title in a waterproof bag and keep them with you. Then, take photos of your vehicles; this can help if you have a claim.

Report vehicle damage immediately.
Don't try to start or move a flooded vehicle; you could cause more damage. If you’re a Progressive customer, you can call us to report a claim anytime at 1-800-776-4737. You can also log in to report a claim.

If it’s safe to drive, use caution.
Never drive over a downed electrical line, and avoid low-hanging and fallen power lines and debris. Never travel down a road submerged in water; underlying currents could carry your vehicle away. And if your vehicle stalls in water, immediately abandon it; floodwaters can rise several feet in a matter of minutes.

For more flood safety tips and hurricane safety tips, go to our Vehicle Resources section.

Progressive how-to: Finish riding, boating & camping season on a high note

Posted by Brittany Ritchey on 10/22/2012 at 4:00 PM

Turn the day you cover and lock up your bike, boat or RV into the foundation for another year of adventure.

Here’s how.

Update your insurance policy as needed.
Give your insurer a call, or log into your policy, to make sure you’ve got enough coverage for the off-season. Coverages like these may be even more valuable when your vehicle is in storage:

• Comprehensive/collision: Comprehensive covers fire and theft, as well as damage caused by storage roofs buckling or collapsing. We get a lot of these claims from boat and RV customers following big snow storms. This also helps protect you from the unexpected — like having a family of otters “move in” to your boat for the winter. (True story!)

• Bodily injury/property damage: If your bike, boat or RV catches fire while in storage, and the fire spreads, property damage helps cover repairs to the building or to other vehicles.

Shield your bike, boat or RV from the elements.
Thoroughly winterize your vehicle or vessel, following the manufacturer’s recommendations, so you’re ready to go in the new year. This can help prevent freeze damage and maintenance issues that your insurer likely won’t cover.

What else do you include in your end-of-season routine?

The new insurance trend: Is it for you?

Posted by Brittany Ritchey on 10/1/2012 at 12:30 PM

Usage-based insurance—which bases discounts on your personal driving habits, instead of on how people like you drive—is already widely adopted in Europe and is on its way to becoming the new norm in the United States

So is it for you?

Read More

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