Before you jump on someone else's motorcycle to take it for a spin, do you know if you're covered by motorcycle insurance? What if you're riding your own bike — does your motorcycle coverage apply in all situations? Here are a few things to consider before you decide to hit the road on a Harley — or any other type of motorcycle.
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Hot sun and warm water are the norm during the summer months, and these conditions translate to boosted boat shopping and buying so people can enjoy the rays and sprays. If you're in the market for your own watercraft &emdash; or if you're about to wheel your own boat to the water for some sun-soaked fun &emdash; remember that it's also a good time to consider your boat insurance options.
What do insurance companies consider custom parts and equipment, and are they covered by your policy?
Personalizing your motorcycle is almost second nature: You want to make your bike reflect your personality, so getting a custom paint job or adding flashy saddlebags is a simple way to do this. Adding accessories and parts is easy, but do you know if your insurance policy covers those added items?
What's the difference, and which one should you choose?
Deciding to add a motorcycle to your vehicle collection is a somewhat simple choice, but actually insuring your bike might take a bit more research. Some companies offer motorcycle endorsements while others offer full-fledged motorcycle policies. What's the difference between a motorcycle endorsement and a motorcycle policy, and, more importantly, which one should you choose?