Boat insurance

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With Progressive, you can take your boat to any lake or river, plus ocean waters within 75 miles of the coast. And we offer a variety of coverages to protect your boat and the good times that come with it.

Ways you could save

Multi-boat: Earn a discount for having more than one boat on your policy.
Safety course: Complete a state-approved safety course and earn another discount.
Original owner: We'll give you a discount simply for being the original owner of your watercraft.

Some of our coverages

Propulsion Plus®: Covers repairs or replacement of the lower unit of an outboard motor, or upper and lower units of an inboard/outboard motor if you have a mechanical breakdown.
Full replacement cost: Ensures your watercraft is returned to its pre-accident condition or better.
Wreckage removal & fuel spill: Covers the cost of wreckage and fuel spill cleanup if your boat sinks.

Learn more about boat insurance

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