Choose insurance that's as flawless as your Polaris ride

Off-Road Insurance from Progressive

Choose Progressive—an insurance veteran and Polaris' preferred insurance provider—to protect your ATV, side x side, snowmobile or golf cart. Progressive has insured off-road vehicles for more than 45 years, and we’ll help you create a policy that's right for you and your budget, so you can focus solely on enjoying your ride.

Your Progressive off-road policy includes:

Discount Opportunities

Save if you own your home, have a clean driving record, complete a safety course, pay in full, quote before your current off-road insurance policy expires—and more—with Progressive discounts.

Disappearing Deductibles

Get a 25 percent reduction in your off-road insurance deductible each time you have a claim-free renewal period, until your deductible is $0.

Choice of Payment

Choose how you want to pay for your off-road insurance policy. Automatically deduct payments from your checking account, pay in full, pay over the phone—whatever works best for you.

Insure your ATV, snowmobile, side x side or neighborhood vehicle with Progressive today!


ATV Insurance

Get $3,000 worth of coverage, at no additional cost to you, for custom ATV accessories like wheels, tires, plows and rack accessories when you purchase comprehensive coverage.


Snowmobile Insurance

With a single snowmobile policy, you can protect up to five operators and four snowmobiles—saving you effort and maybe even money.

Side x Side

Side x Side Insurance

Bring your side x side with you when you camp, hunt or trail ride! With a Progressive policy, your Liability and Physical Damage coverage still applies.

Neighborhood Vehicle

Neighborhood Vehicle Insurance

Progressive's golf cart insurance covers your neighborhood vehicle. Whether you’re traveling from green to green, or around your neighborhood, you’re protected on and off the road.

$3,000 custom accessory coverage included in most states with the purchase of comprehensive coverage.

Disappearing Deductible feature is subject to policy terms, and is not available in all states.

Auto insurance prices and products are different when purchased directly from Progressive or through agents/brokers. Auto quotes on this page are for policies purchased directly.