Do red cars cost more to insure?

It’s OK if your little Corvette is red or your big Cadillac is pink. Color has no impact on your insurance price. At Progressive, we won’t even ask about it. Custom paint jobs are another story—if you paint your vehicle, be sure to add optional coverage for “custom parts and equipment” to your auto policy.

3 min to read
Shiny red sports car

Does car color affect insurance rates?

The color of your car doesn't affect your insurance rate. Instead, your insurance company uses other information, like your car's age, location, usage, and your driving record, to help determine insurance rates. Learn more about the factors that impact auto insurance pricing.

Do red cars get more tickets?

Many people believe that red cars get pulled over more often than other vehicles, but there isn't any conclusive data to verify this claim. When police pull someone over, the reason is typically the driver's behavior, not the vehicle itself.

What happens if I paint my car red?

If you add a custom paint job to your vehicle, regardless of the color, Progressive’s “custom parts and equipment” (CPE) coverage can safeguard your modification. Typically, the limit for CPE coverage is $5,000 and it may cover an after-market paint job.

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