Each year, the country is hit with hurricanes, tornadoes, hailstorms, super storms, flooding, and more. Of course, you have insurance to help you recover. But knowing and doing a few things now—while the weather’s fair—can help you and your family stay safe and help you protect your property if the unexpected happens.
Here are a few things you should know before a storm hits:
- The elevation level of your property—It’s a good idea to know your home’s elevation and prepare accordingly. FloodTools.com has some great tips for planning for a flood. And although you might not be able to prevent flood damage, you could take measures to avoid losing truly irreplaceable things.
- Where to find shelter—When a storm hits, the last place you want to be is outside. Even a car is not a reliable place to take refuge. It’s best to think through where to go beforehand—to have a plan. Basements, the bottom floor of a building, or under a stairwell are good places to wait out a storm.
- Evacuation routes—When appropriate, local officials will provide information about evacuation routes through the media. But these routes are typically available at any time online. It’s a good idea to be familiar with these routes before a storm hits so you know where to go.
- A safe place for your car—Ideally, your car would be with you as you evacuate. However, if you can’t take it with you, park it indoors or on high ground away from potential sources of damage (falling debris, projectiles, etc.). Be sure to have a tarp and waterproof tape handy to seal your windows and doors, as well.
- How to know a storm is coming—You can spot a tornado brewing by the dark, often greenish, sky; big hailstones; and large, low-lying clouds. You’ll also hear a roar, similar to a freight train. In the case of a hurricane, look for increasing ocean swells, frequency of waves, and driving rain 36 to 72 hours before it hits.
And, a few things to do:
- Keep your car fueled up—Don’t wait until it’s time to evacuate to realize you don’t have enough gas. Gas stations will often be closed during emergencies, and the pumps won’t work if there’s a power outage. Be sure to have at least a half tank of gas at all times.
- Keep the landscaping in check—Well-trimmed trees and shrubbery are more wind resistant. And that means they’re less likely to become flying battering rams in a storm.
- Have materials ready to board up your windows—Storm shutters offer the best protection, but if you don’t have them, 5/8 inch marine plywood is a good alternative. Cut these boards to fit in advance, and keep them at the ready so you can use them when it’s time. Check out this website for instructions on how to properly board up your house.
- Make an emergency kit—In the event of a severe storm, you might have to wait for days before help arrives. Have enough food, water, and basic supplies to last at least 72 hours.
Let the Internet be your guide.
By no means is this list exhaustive, but hopefully it gets you pointed in the right direction. And, of course, there’s no shortage of helpful tips you can glean from the Internet. For example, Ready.gov is a great resource to mine for more proactive ways to be … well, ready. And, there are many mobile apps these days that offer everything from storm tracking to tips for being prepared.
Knowing what to expect, and doing the prep work in advance, will help you weather the storm as best as possible.
“Plan for what is difficult while it is easy, do what is great while it is small.”—Sun Tzu, The Art of War
Be prepared with the right insurance coverage
The right homeowners insurance can cover your home from severe weather damage. To learn more about how you can stay protected with the right coverage, click here.