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Insurance Basics

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Costs & Savings

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Ways to reduce car payments

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Car loan calculator

Calculating your monthly car loan payment makes it easier to weigh competing loan offers. Use our calculator to estimate your monthly payment based on the purchase price of your vehicle, the value of your trade-in, your down payment, and other cost factors.

How much will my monthly car payment be?

Your monthly car payment is ultimately calculated based on your loan amount (which you can lower through cash rebates, trade-ins, and a higher down payment), interest rate, and loan term. A longer loan term usually means lower monthly payments, but interest rates are typically higher for long-term loans, which could cancel out any potential monthly savings.

Car payment calculator

Use our monthly car payment calculator to estimate your payments, as well as the interest you'll pay over the length of your loan.

This calculator is for illustrative and educational purposes only. Its accuracy and applicability to your circumstances is not guaranteed. You may wish to consult your own adviser regarding your particular circumstances.

Found the right car at the right price? Get the right insurance

Current Progressive customers

You can log in or call 1-866-749-7436 to get your new car on your current policy.

New Progressive customers

Quote auto insurance online or call 1-866-749-7436 to insure your new car.

Looking for more information about auto insurance? Our car insurance resource center and car buying calculators have you covered.

Explore more

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.

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