How can you get a clean driving record?

If you are a violation-free driver with no tickets, accidents, or convictions, then you will have a clean driving record in your state. Depending on the state, you can also have a clean driving record after violations fall off your record. For states that use a point-based system for violations, they can remain on your record for three to five years, on average, but it will depend on the state and the severity of the offense.

How does a clean driving record impact insurance?

Your motor vehicle record is one of the main factors that influence auto insurance rates. One of the best ways to keep your auto insurance premiums low is to maintain a clean driving record. A clean record shows that you're a safe driver and a lower risk to insure. On the other hand, moving violations, accidents, and convictions can raise rates significantly.