Should I file an insurance claim for bumper damage?

While it's usually recommended to inform your insurance company about any damage to your car, you may choose not to file an insurance claim for bumper damage if you'd prefer to pay for repairs out of pocket. It may not make sense to file a claim if the bumper damage is minor and the repair cost is lower than your auto insurance deductible. If you have a low deductible, it may be worthwhile to file a claim, even for minor repairs. It will usually come down to the extent of the damage and the amount of your comprehensive or collision deductible.

How much does it cost to repair bumper damage?

The cost to repair bumper damage will vary greatly depending on the severity of the damage. A few scratches on your bumper, for example, will typically cost less to repair than a shattered bumper that will need to be fully replaced. The cost will also vary based on the time needed to fix the damage, the parts needed, and the make and model of your vehicle.

How much does it cost to fix a bumper that's falling off?

Like other repairs, the cost will vary based on your vehicle and the specific parts needed, among other factors. If the bumper can be popped back in, it may cost less than a complete bumper replacement. Aftermarket parts generally cost less than OEM, or original equipment manufacturer, parts. Any customized parts will also typically cost more to repair or replace.

How to get collision and comprehensive coverage

New Progressive customers

Quote auto insurance online or call 1-866-749-7436 to add comprehensive and collision coverage to your new policy.

Current Progressive customers

or call 1-866-749-7436 to add comprehensive and collision coverage.