How much does car insurance for a Jeep cost?
The car insurance cost for your Jeep will be determined by factors like your Jeep model, how you plan to use it, your location, your driving record, your age, and more. For example, since the MSRP for a Jeep Grand Cherokee L is well above its class average (according to U.S. News and World Report), it may cost more to insure than other, less expensive midsize SUVs. But safety features can also affect car insurance costs — cars with better safety ratings may be in fewer accidents and qualify for more insurance discounts.
There are plenty of other car insurance rate factors besides a car's cost and features. Get a car insurance quote today for an estimate that factors in your unique details.
Your Jeep's characteristics can have a different effect on your rate based on the coverages on your policy. For instance, the value of your car may affect your rate more if you carry comprehensive and collision coverages, since those cover damages to your vehicle.
How can I lower my Jeep car insurance rate?
You may be able to shop around for car insurance to get a cheaper car insurance rate for your Jeep. And easy discounts like signing online* or going paperless can lower your cost.† Find out all the ways you can save with Progressive by exploring our car insurance discounts.
Learn more about how to lower your car insurance rate.
What type of car insurance do you need for your Jeep?
Each state has a minimum required car insurance amount, regardless of your car type. Depending on your state, you'll likely need at least liability insurance. You may also be required to get:
Consider adding optional comprehensive and collision for your Jeep in case it's involved in an accident, or you experience an incident that's outside your control. Lenders typically require these coverages if you have a loan or lease on the car.
Learn more about the types of car insurance coverages.
If you have a collector military vehicle or a Jeep that you only drive occasionally, classic car insurance might be a better fit than regular car insurance.
What are the most popular Jeep models?
The Jeep Grand Cherokee is by far Jeep's most popular vehicle in the U.S., as of FCA's 2022 U.S. sales report. Notably, the Jeep Wrangler 4xe is America's 2022 best-selling plug-in hybrid vehicle.
Jeep models include:
- SUVs: Wrangler, Renegade, Cherokee, Compass, Grand Cherokee, Wagoneer
- Truck: Gladiator
The Jeep Wrangler and Grand Cherokee are available in plug-in hybrid versions (look for "4xe"). The Wrangler 4xe even won 2022 Best 4x4 from Women's World Car of the Year. Jeep also expects to release its all-electric Recon and Wagoneer "S" in 2024 — learn about insurance for electric cars. As for safety, the 2022-23 Jeep Compass qualified as an IIHS-HLDI Top Safety Pick for the small SUV category.
Fast facts about Jeeps
The Jeep Grand Cherokee and Wrangler made Consumer Report's list of most expensive SUVs to maintain and repair at 10 years.
The first Jeep was created by then Willys-Overland in response to the U.S. Army's 1940 call for a quarter-ton light reconnaissance vehicle. Soon after WWII, the first civilian version was designed for agricultural use.
The Jeep design is iconic — the Museum of Modern Art even included a military Jeep Brand 4x4 as "one of the very few genuine expressions of machine art."
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