How to lower your car insurance premium
One way to get cheaper car insurance is to shop around for car insurance, and quoting with Progressive could earn you some lesser-known discounts and savings. You can also check out our auto insurance discounts page for a full list of ways to save with us.
Get a quote online
You'll receive this discount when quoting car insurance online.* This discount also applies if you start a quote online and then finish it over the phone with one of our licensed representatives.
Pay up front
You'll earn another discount when you pay for your policy up front and in full.**
Set up auto-pay
If you choose to pay your policy monthly, you can receive a discount for setting up automated billing from your bank account or credit card.* Note that this discount can't be combined with the discount for paying in full.
If you're comfortable with signing your documents online (safely and securely), that's another easy way to lower car insurance.**
Simply opt to receive your insurance documents via email, and you'll automatically receive a discount.** You must also agree to sign your documents online.
The safer you drive, the less likely you are to be involved in an accident. Driving safely can also earn you more savings through Progressive's Snapshot® program, which personalizes your rate based on your driving habits.† Completing a defensive driver course may also earn you a discount in some states.
Have an anti-theft device
If you have comprehensive coverage, you could earn a discount for having an anti-theft device installed in your car.†† This may include having an active alarm system, VIN etchings in your windows, and more.
See if Progressive can help lower your rate
Customize your policy's coverages, limits, and deductibles.
Talk to a licensed representative who will guide you through every step of the process.
Ask an agent
Get expert advice from an independent agent near you.
Looking for more information about auto insurance? Our car insurance resource center has you covered.