How to lower your car insurance premium
One way to get cheaper car insurance is to simply shop around for a better price. And quoting with Progressive could earn you some of the less well-known discounts and savings opportunities below. You can also check out our auto discounts page for a full list of ways to save with us. Don't worry, we automatically apply each discount you're eligible for.
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Get a quote online
You'll receive this discount when quoting car insurance online.* This discount also applies if you start a quote online and then finish it over the phone with one of our licensed representatives.
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Pay up front
You'll earn another discount when you pay for your policy up front and in full.**
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Set up auto-pay
If you choose to pay your policy monthly, you can receive a discount for setting up automated billing from your bank account or credit card.* Note that this discount can't be combined with the discount for paying in full.
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Sign online
If you're comfortable with signing your documents online (safely and securely), that's another easy way to lower car insurance.**
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Go paperless
Simply opt to receive your insurance documents via email, and you'll automatically receive a discount.** You must also agree to sign your documents online.
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Drive safely
The safer you drive, the less likely you are to have an accident. And driving safely could also earn you more savings through Progressive's Snapshot® program, which personalizes your rate based on your driving habits.+
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Have an anti-theft device
If you have comprehensive coverage, you could earn a discount for having an anti-theft device installed in your car.++ This may include having an active alarm system, VIN etchings in your windows, and more.
Quote car insurance & see if you can lower your rate
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Talk to a licensed representative who will guide you through every step of the process.
Looking for more information about auto insurance? Our car insurance resource center has you covered.