Lesser-known ways to lower your car insurance rate

There are many common auto insurance discounts and incentives offered by insurers, such as multi-policy discounts and accident forgiveness. But there are a variety of other incentives that you may be less familiar with, including going paperless or signing online. Check out some lesser-known options for lowering your car insurance rate with Progressive.

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How to lower your car insurance premium

One way to get cheaper car insurance is to shop around for car insurance, and quoting with Progressive could earn you some lesser-known discounts and savings. You can also check out our auto insurance discounts page for a full list of ways to save with us.

  1. Get a quote online

    You'll receive this discount when you get a car insurance quote online.* This discount also applies if you start a quote online and then finish it over the phone with one of our licensed representatives.

  2. Pay up front

    You'll earn another discount when you pay for your policy up front and in full.**

  3. Set up auto-pay

    If you choose to pay your policy monthly, you can receive a discount for setting up automated billing from your bank account or credit card.* Note that this discount can't be combined with the discount for paying in full.

  4. Sign online

    If you're comfortable with signing your documents online (safely and securely), that's another easy way to lower car insurance.**

  5. Go paperless

    Simply opt to receive your insurance documents via email, and you'll automatically receive a discount.** You must also agree to sign your documents online.

  6. Drive safely

    The safer you drive, the less likely you are to be involved in an accident. Driving safely can also earn you more savings through Progressive's Snapshot® program, which personalizes your rate based on your driving habits. Completing a defensive driver course may also earn you a discount in some states.

  7. Have an anti-theft device

    If you have comprehensive coverage, you could earn a discount for having an anti-theft device installed in your car.†† This may include having an active alarm system, VIN etchings in your windows, and more.

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