How to lower your car insurance premium

One way to get cheaper car insurance is to simply shop around for a better price. And quoting with Progressive could earn you some of the less well-known discounts and savings opportunities below. You can also check out our auto discounts page for a full list of ways to save with us. Don't worry, we automatically apply each discount you're eligible for.

  1. Get a quote online

    You'll receive this discount when quoting car insurance online.* This discount also applies if you start a quote online and then finish it over the phone with one of our licensed representatives.

  2. Pay up front

    You'll earn another discount when you pay for your policy up front and in full.**

  3. Set up auto-pay

    If you choose to pay your policy monthly, you can receive a discount for setting up automated billing from your bank account or credit card.* Note that this discount can't be combined with the discount for paying in full.

  4. Sign online

    If you're comfortable with signing your documents online (safely and securely), that's another easy way to lower car insurance.**

  5. Go paperless

    Simply opt to receive your insurance documents via email, and you'll automatically receive a discount.** You must also agree to sign your documents online.

  6. Drive safely

    The safer you drive, the less likely you are to have an accident. And driving safely could also earn you more savings through Progressive's Snapshot® program, which personalizes your rate based on your driving habits.+

  7. Have an anti-theft device

    If you have comprehensive coverage, you could earn a discount for having an anti-theft device installed in your car.++ This may include having an active alarm system, VIN etchings in your windows, and more.

Quote car insurance & see if you can lower your rate

Online

We automatically apply discounts as you quote.

Call a rep

Speak with a licensed representative who can help you save.

Through an agent

Connect with a licensed, independent agent near you.