How to lower your car insurance premium
One way to get cheaper car insurance is to shop around for car insurance, and quoting with Progressive could earn you some lesser-known discounts and savings. You can also check out our auto insurance discounts page for a full list of ways to save with us.
-
Get a quote online
You'll receive this discount when quoting car insurance online.* This discount also applies if you start a quote online and then finish it over the phone with one of our licensed representatives.
-
Pay up front
You'll earn another discount when you pay for your policy up front and in full.**
-
Set up auto-pay
If you choose to pay your policy monthly, you can receive a discount for setting up automated billing from your bank account or credit card.* Note that this discount can't be combined with the discount for paying in full.
-
Sign online
If you're comfortable with signing your documents online (safely and securely), that's another easy way to lower car insurance.**
-
Go paperless
Simply opt to receive your insurance documents via email, and you'll automatically receive a discount.** You must also agree to sign your documents online.
-
Drive safely
The safer you drive, the less likely you are to be involved in an accident. Driving safely can also earn you more savings through Progressive's Snapshot® program, which personalizes your rate based on your driving habits.+ Completing a defensive driver course may also earn you a discount in some states.
-
Have an anti-theft device
If you have comprehensive coverage, you could earn a discount for having an anti-theft device installed in your car.++ This may include having an active alarm system, VIN etchings in your windows, and more.
See if Progressive can help lower your rate
Call us
Talk to a licensed representative who will guide you through every step of the process.
Looking for more information about auto insurance? Our car insurance resource center has you covered.