Snapshot mobile app from Progressive Insurance

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Snapshot rewards you for good driving

Progressive's Snapshot program personalizes your rate based on your actual driving. It's technically called usage-based insurance. That means you pay based on how and how much you drive instead of just traditional factors. In most states, you get an automatic discount^‡ just for participating and a personalized rate at renewal depending on your results. While your rate could increase with high-risk driving, most drivers save with Snapshot. In fact, drivers who save with Snapshot save an average of $146 a year.^*

How does Snapshot work?

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Show video transcript

Welcome to Snapshot by Progressive Insurance

Watch this short video to see how Snapshot ® works, when discounts are applied, and how you can control your rate based on how you drive, how much you drive, and when you drive.

Copyright [2015 - 2021] Progressive Casualty Ins. Co. All Rights Reserved.

Voice Over:

Welcome to Snapshot! The program that gives you a chance to lower your rate based on how you drive, how much you drive, and when. Let's see how you can get big discounts behind the wheel.

We get it. Sometimes you have no choice but to brake hard or accelerate quickly. Don't worry; a few of these won't affect your rate significantly.

As much as you can, avoid driving between 12 a.m. and 4 a.m. on weekends when the roads can be more dangerous. This isn't always easy, but the less you drive, the more you can save. If time on the road isn't something you can control, then how safe you drive counts for a lot.

And remember...avoid texts, calls, or other handheld phone activity when you're behind the wheel.

Your Snapshot progress is easy to follow. You'll get regular email updates. And you can always check progress, trip logs, and more on your phone or by logging into your account at progressive.com.

Once Snapshot collects your driving information during your first policy term you'll see a new personalized rate when your policy renews! That's Snapshot. Turning good driving into big savings. Let's go!

How to get started with Snapshot

01
Sign up

Get a quote and then choose the Snapshot mobile app or plug-in device.
02
Drive

Make sure to download and register with the Snapshot app or plug in the device. Drive with Snapshot for your first policy period (usually about six months).
03
Save

You can check progress to see how you're doing in the Snapshot app or online.

Download the Snapshot mobile app, register, and drive

If the mobile app isn't available in your state, you can use the plug-in device. Questions? See our Snapshot FAQs.

Dashboard

Your main view. From here, you can go to your driving status, most recent trips, and ways to improve your driving.

Trip details

Shows more info about a specific trip with a map that highlights where you had a hard brake, fast acceleration, or used your phone.

Trip Log

Shows all your trips. We only count trips when you're the driver, and you can recategorize if necessary.

Driving Tips

Get pro tips based on your current driving to boost your score and possible discount.

Sign up, plug in the device, and drive

The plug-in device works similarly to the mobile app, and you still get details on your progress. Questions? See our Snapshot FAQs.

Easy to plug in

The device plugs in to your car's OBD-II port, which is usually under your steering wheel. Believe us, it's super easy to plug in. See exactly where Snapshot plugs into your car.

Beeps for hard brakes

Every time you have a hard brake, the device beeps so you know how you're doing. Fewer beeps could get you a bigger discount.

Overview

Just log in to your account on progressive.com or use our app, and you can see all your Snapshot info (trip logs, driving tips, your progress, etc.).

Snapshot Road Test^®: See how much you could save before you buy

Not currently a Progressive customer? You can see how big your personalized discount could be without leaving your current insurer. Just sign up for Snapshot Road Test and let the Snapshot app log your driving for 30 days. If you earn a discount, we'll invite you to quote with us. Learn more about Snapshot Road Test.

Ways to save

Tips to maximize your Snapshot discount

Limit hard brakes and accelerations

Go easy on the gas and avoid slamming your brakes.

Avoid late night driving

Limit trips between 12-4 a.m. on weekends, as the roads can be more dangerous then.

Drive less overall

If you're a low-mileage driver or able to carpool, you could save more.

Stay off your phone

Avoid texting, calls, or other handheld phone activity to stay safe and boost your discount.^**

We know there's more to saving on car insurance than good driver discounts. Learn how you can get the lowest possible rate by checking out our cheap car insurance tips.

See all discounts

How much could you save with Snapshot?

$

47

Average discount at program sign up^‡

You get an automatic discount just for signing up. It's credited on your very first policy period (before you start your Snapshot program) and expires when you renew. Then, you get a rate based on your actual driving.

+

$

146

Average discount at program completion^*

The Snapshot discount is credited when you complete the program and then renew your auto policy with Progressive (usually after six months). Customers who renewed their policy, and earned a Snapshot discount, saved an average of $146.^*

Your rate may increase with high-risk driving. But, only about 2 out of 10 drivers actually get an increase.

Get an auto insurance quote online or call for advice

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