Snapshot means BIG discounts for good drivers
Snapshot is a program that personalizes your rate based on your ACTUAL driving. It's technically called usage-based insurance. That means you pay based on how and how much you drive instead of just traditional factors. It's simple. Drive safe and save. Drive extra safe and save even more. There are still other pricing factors, and your rate may increase with high-risk driving. But you're in control of what you pay for car insurance, and most drivers earn a discount. In fact, Snapshot rewards the average driver with a $130 discount.* Plus, you'll get an automatic discount just for signing up.
How does Snapshot work?
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Sign Up
Get a quote and then choose the Snapshot mobile app or plug-in device.
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Drive
Drive with Snapshot for your first policy period (usually about six months).
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Save
You can check progress to see how you're doing in the app or online.
Just download the mobile app, register, and drive
If the mobile app isn't available in your state, you can use the plug-in device instead. Questions? See our Snapshot FAQs.
Dashboard
Your main view. From here, you can go to your driving status, most recent trips, and ways to improve your driving.
Trip details
Shows more info about a specific trip with a map that highlights where you had a hard brake, fast acceleration, or used your phone.
Trip log
Shows all your trips. We only count trips when you're the driver, and you can recategorize as needed.
Driving tips
Get pro tips based on your current driving to boost your score and possible discount.
Just sign up, plug in the device, and drive
The plug-in device works similarly to the mobile app, and you’ll still get details on your progress. Questions? See our Snapshot FAQs.
Easy to plug in
The device plugs in to your car's OBD-II port, which is usually under your steering wheel. Believe us, it’s super easy to plug in. See exactly where Snapshot plugs into your car.
Beeps for hard brakes
Every time you have a hard brake, the device beeps so you know how you're doing. Fewer beeps could get you a bigger discount.
Overview
Just log in to your account on progressive.com, and you can see all your Snapshot info (trip logs, driving tips, your progress, etc.).
How to maximize your Snapshot discount
These tips can help you save money and drive more safely. It's the best of both worlds!
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Limit hard brakes
The same goes for hard accelerations. Go easy on the gas and avoid slamming your brakes.
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Avoid late night driving
Limit trips between 12-4 a.m. on weekends, as the roads can be more dangerous then.
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Drive less overall
This one is tough. But if you’re a low-mileage driver or can carpool, you could save more.
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Stay off your phone
Avoid texting, calls, or other handheld phone activity to stay safe and boost your discount.**
The discounts you can earn with Snapshot
$25 Average discount at program sign up†
You'll get an automatic discount just for signing up. It's credited on your very first policy period (before you start your Snapshot program) and expires when you renew. Then, you'll get a rate based on your actual driving.
$130 Average discount at program completion*
This discount is credited when you complete the Snapshot program and then renew your auto policy with Progressive (usually after six months).
Looking for even more savings? See our car insurance discounts.
Your rate may increase with high-risk driving. But, only about 2 out of 10 drivers actually get an increase.