What do you need to get a life insurance quote?

To apply for life insurance, you generally need to know: How much coverage you need, considering your current income, debts, and ongoing expenses your family would need to pay for if you pass away Your medical history, as well as basic health info such as your height, weight, and any medications you take The medical histories of your immediate family members Your current income and net worth

What does life insurance cover?

Your beneficiaries can use the death benefit from your life insurance policy for any expenses they have. Some common uses for these funds include paying for funeral services, child tuition, mortgage payments, and other everyday expenses that would be a considerable burden with the loss of your income.

Are there any medical exams required to purchase a life insurance policy?

Insurers typically require a medical exam when buying a traditional life insurance policy. The exam allows them to evaluate your physical health and medical history, determining the overall risk of issuing a life insurance policy to you. However, there are other types of life insurance that don't require a medical exam , called simplified or guaranteed issue life insurance. These may be a good option if you have health conditions that make you ineligible for traditional life insurance.

Do I need life insurance if I already have a policy through my work?

Many employers offer basic group life insurance to their employees, but it may not be enough to fully cover your family. You may also lose your group policy if you leave your company. You can buy your own supplemental life insurance policy to fill any coverage gaps and ensure you always have protection even when changing jobs.

Life Insurance

A $250,000 policy costs as little as $16 per month.^* Get a life insurance quote today.

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Life insurance rates and coverages are provided and serviced by either an affiliated insurer or non-affiliated third parties..

What is life insurance?

A life insurance policy allows you to provide a financial safety net for your loved ones in case you pass away. By paying regular premiums, your beneficiaries can receive a designated sum, known as a death benefit, to be used however they like — for funeral services, paying off outstanding debt, and even everyday expenses.

Providing affordable options for financial protection

We partner with eFinancial to provide you with a range of life insurance options, suitable for any budget or specific coverage need. Whether you need short-term coverage while between jobs, or want to give your family long-term financial security, Progressive Life Insurance by eFinancial has an affordable policy waiting for you.

Why choose Progressive Life Insurance by eFinancial?

PROVIDING AFFORDABLE FINANCIAL PROTECTION

What else needs protection?

We can help you find the right life insurance for you and your financial goals

Common questions about life insurance

To apply for life insurance, you generally need to know:
- How much coverage you need, considering your current income, debts, and ongoing expenses your family would need to pay for if you pass away
- Your medical history, as well as basic health info such as your height, weight, and any medications you take
- The medical histories of your immediate family members
- Your current income and net worth
Your beneficiaries can use the death benefit from your life insurance policy for any expenses they have. Some common uses for these funds include paying for funeral services, child tuition, mortgage payments, and other everyday expenses that would be a considerable burden with the loss of your income.
Others may use their life insurance to leave an inheritance for their children and to settle any debt their estate holds once they pass away.
Insurers typically require a medical exam when buying a traditional life insurance policy. The exam allows them to evaluate your physical health and medical history, determining the overall risk of issuing a life insurance policy to you.
However, there are other types of life insurance that don't require a medical exam, called simplified or guaranteed issue life insurance. These may be a good option if you have health conditions that make you ineligible for traditional life insurance.
eFinancial works with highly rated life insurance companies to help bring you competitive rates and a variety of simplified life insurance options, such as RAPIDecision® Life — giving you the possibility to purchase life insurance with no exam. Progressive Life Insurance Company also offers term life policies that don't require a medical exam.