Pet Insurance

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Pet insurance helps provide peace of mind and proper treatment

Health insurance for pets can protect you from costly veterinary visits so your four-legged family members can thrive.

Get affordable, customizable pet insurance to cover the expensive and unexpected

With Progressive Pet Insurance by Pets Best, you can select a plan and customize your coverages to create a policy that fits both your budget and your pet's needs. When you get a quote for cat or dog insurance, you can save 5% on a BestBenefit policy, plus another 5% if you insure more than one pet.^† Plus you can access the 24/7 Pet Helpline, connecting you with veterinary experts who can answer all your pet parenting questions, like “Should I worry if Spike ate an entire roll of paper towels?”

Pet insurance plans

Pets Best offers three types of pet health plans, each with different coverages: accidents only, accidents and illnesses, and routine care. Learn more about each plan's coverages and pricing to determine which is right for your pet.

See all coverages

Types of plans

Accident Only plan

Accidental injuries only

This fixed-price, highly affordable insurance plan covers your dog or cat for broken bones, bite wounds, and other common injuries.

BestBenefit plan

Accidents and illnesses

The most popular option, BestBenefit covers illnesses and injuries, no matter how serious. Choose this comprehensive plan to cover emergency care, diagnostic testing, specialist visits, and more. BestBenefit plans allow you to customize your deductible, reimbursement percentage, and annual limit.

BestWellness and EssentialWellness plans

Routine and preventive care

These two preventative add-on options can help you pay for routine care, including wellness checkups, vaccinations, teeth cleaning, and more. You can get this fixed-price coverage by adding it on to your BestBenefit plan.

What's not covered by pet insurance

Pet insurance does not cover your pet's pre-existing conditions, dietary expenses, or non-veterinary costs such as grooming and boarding. Learn more about what pet insurance covers and doesn't cover.

How Progressive Pet Insurance by Pets Best compares

While comparing pet insurance policies, consider what benefits the insurer offers. In addition to its customizable plans and transparent pricing, here are a few key advantages Pets Best provides over other pet insurance companies.

One annual deductible: You'll pay just one deductible per year, rather than one deductible per claim.
Fast claims processing and payment: Claims are processed quickly and can be direct deposited to your bank account.
No upper age limits: Enroll your pet in an accident or illness plan at any age and keep the same level of coverage as they grow older.
Optional exam fee coverage: You can add coverage for exam fees for any covered accident and illness.
Choose a payment plan: You can pay your premium monthly, quarterly, or annually to fit your budget.
Unlimited plans available: With a BestBenefit plan, you can choose to have no annual limit on your accident and illness policy.

Common questions about pet insurance

Here are some frequently asked questions about insuring cats and dogs:

What is pet insurance?

Pet insurance is an insurance policy that can reimburse you for a portion of your pet's eligible vet bills. Learn more about how pet insurance works.

Can I use my own vet?

As long as your vet is a licensed veterinarian in the U.S. or Canada, you can file claims for your eligible vet costs with Pets Best insurance. Unlike with health insurance for humans, there are no networks or copays for pet insurance.

Do you need pet insurance?

If you're unsure how you could afford expensive veterinary bills, pet insurance can prove to be critically important. Treatment for serious illnesses can be a financial burden without a pet insurance plan in place. For example, pet cancer has an average cost of over $3,100 per year.^**

How much is pet insurance?

Prices vary based on the age, breed, and location of your dog or cat. Your cost for pet insurance also depends on which types of coverage you want and, for BestBenefit plans, the reimbursement level you select during enrollment.