Pet Insurance

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Pet insurance covers your unexpected and expensive vet bills

Unexpected veterinary bills can be costly, and cancer alone costs over $2,900 a year on average (according to Pets Best 2016 claims data). Unfortunately, many of us have been there or we know someone who has a dog or cat that suddenly needed emergency (and expensive) medical care. Get Progressive Pet Insurance by Pets Best®, and be prepared to cover unexpected and expensive veterinary bills. Plus on-going expenses for chronic health conditions, such as diabetes and allergies.

What is pet insurance and how it works

Pet insurance covers cats or dogs and you can get a plan for pets aged seven weeks and up. You can pay monthly or annually and your cost depends on how much coverage you want. You'll choose a reimbursement option when you enroll. Once you meet your annual deductible, you'll get reimbursed for 70%, 80%, or 90% (depending on option selected) of your veterinary bills for all covered illnesses and injuries.

Keep in mind, this is different from Pet Injury Protection, which is included in a Progressive auto insurance policy that has collision coverage. Pet Injury pays certain amounts for medical care if your dog or cat gets hurt in a car accident.

Pet insurance plans

Get a pet health insurance quote and you can choose which plan you want. Plus, you can customize your plan to fit your coverage and budget needs.

BestBenefit Accident and Illness Plan

The most comprehensive and popular plan—covers accidents and illnesses.

  • Illnesses small to large, including chronic conditions and diseases such as cancer
  • Hereditary and congenital conditions
  • Accidental injuries
  • Hospitalization
  • Surgeries
  • MRI, CT scans, and X-rays
  • After-hours emergency
  • Visits to specialists
  • And more

Accident Only Plan

Covers accidental injuries (does not cover illnesses)

  • Broken bones
  • Being hit by a car
  • Lacerations
  • Bite wounds
  • And more

Wellness Routine Care Plans

Cover routine and preventative care

  • Annual wellness check-up and bloodwork
  • Vaccinations
  • Flea, tick, and heartworm preventatives
  • And more

Other Benefits of Progressive Pet Insurance by Pets Best

Save 5 percent on a BestBenefit policy when you get a quote through Progressive. Plus another 5 percent if you insure more than one pet.** Plus, you'll get free 24-hour access to veterinary experts for all your pet health related questions.

What's not covered by pet insurance

  • Pre-existing conditions (pet insurance is for future health issues that develop after your policy is in effect)
  • Preventive, elective, and cosmetic procedures
  • Boarding and grooming
  • Food (including prescription food)

Pet insurance cost

A BestBenefit Accident and Illness Plan can cost as little as $1/day even with a 90% reimbursement option.* That means that after you meet your annual deductible, we'll pay for 90% of covered expenses, and you'll only pay for 10%. You'll need to get a quote for your pet to see how much it'd cost (since the price depends on the age, breed, and location of your pet). You can adjust your plan limits and even remove some coverage options, to fit your coverage and budget needs.

It's best to get your kitten or puppy insurance, or your newly adopted pet enrolled in insurance as soon as possible, before they have health issues since pet insurance doesn't cover pre-existing conditions.

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