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Home Warranty
Protection for your home appliances, systems, and more
Home warranty service is provided by a third party.. Read more
Home warranty plans* protect your budget and keep your household running
Repairing or replacing a home appliance or system can wreck your wallet, often costing you hundreds, if not thousands of dollars. From a busted water heater to a broken air conditioner, Progressive Home Warranty by Cinch¹ helps you safeguard your hard-earned money from unexpected household expenses. Cinch delivers affordable, timely and quality service, plus industry-leading value with a national network of service providers.
Remember, homeowners insurance won’t cover items that break down from wear and tear. Your home warranty complements your homeowners insurance policy if your covered appliance or home system has a mechanical failure due to everyday use. Learn more about how home warranties work.
What your home warranty covers
Home warranty coverages will vary based on the plan you select, but can protect nearly all your home essentials—including optional coverage for pools and spas:**
Home Warranty Coverages
Kitchen & laundry appliances
Refrigerator (including built-in ice and water dispensers), stove, oven, dishwasher, built-in trash compactor, garbage disposal, built-in microwave, washer, dryer, and more
EXAMPLE: Your refrigerator's ice dispenser stops working. Cinch will set you up with a pre-screened technician to take a look and identify any repairs needed. Your home warranty will cover the repair costs, minus your deductible.†
Plumbing system
Water heater, toilet, interior leaks and breaks for water, waste, drain, vent and gas lines, plumbing stoppages, sump pump, whirlpool bathtub, and more
EXAMPLE: Your water heater springs a leak and needs replaced. Cinch will connect you with a provider in your area and pay to replace the water heater, minus your deductible.†
Heating and cooling systems
Air conditioning unit and heating unit
EXAMPLE: Your central AC unit breaks down and requires a new part to fix. Your home warranty will pay to replace the part, minus your plan's deductible.†
Electrical system
Exhaust fan, central vacuum, doorbell/chime, garage door opener, smoke detector, main breaker/fuse panel box, and interior electrical lines
EXAMPLE: Your exhaust fan stops working. Cinch will send over a pre-screened provider to identify the problem and fix the fan. Repair costs are covered by your home warranty, minus your deductible.†
How does a Progressive Home Warranty by Cinch work?
Once you choose and purchase a plan, your coverage begins 30 days later. All plans include coverage for unknown pre-existing conditions and rust corrosion with no inspection required.† Cinch is available 24/7 to service your claim online or over the phone. They'll connect you with a pre-screened provider in your area to diagnose and remedy the problem. If your covered item can't be fixed, it will be replaced.†
Additionally, Cinch offers unique features and comprehensive protection that makes having a home warranty worth it:
- 180-day Workmanship Guarantee: Covered repairs through Cinch are guaranteed for six months.
- Homeowners Deductible Reimbursement: If you filed a claim on your home insurance policy and paid a deductible, Cinch will reimburse you up to $1,000 per year.††
- $25 Filter Credit: When you change your A/C filter.
- Discounts on appliance purchases: Save on brand name appliances through Cinch's proprietary Appliance Buyline.®
Compare home warranty plans and costs
Cinch lets you compare different plans customized to your needs or budget. Your home warranty’s cost will vary based on your state, the plan you select, and the amount of your deductible. See the chart below for the average cost of plans offered by Cinch.‡
| Plan Type | Complete Home Plan |
|
Built-in Systems Plan |
Appliances Plan |
|---|---|---|---|---|
| Monthly Cost | $49.99 - $102.99 | $39.99 - $84.99 | $33.99 - $79.99 | |
| Standard Deductible | $150 | $150 | $150 | |
| Clothes Washer & Dryer | Checkmark | Not Applicable | Checkmark | |
|
Major Kitchen Appliances
Refrigerator, Range/Hood, Built-in Microwave, Dishwasher, Free-Standing Ice Makers, Trash Compactors, and more
|
Checkmark | Not Applicable | Checkmark | |
|
A/C & Heating Systems (2 Units Each)
Air Conditioning Unit and Ductwork, Heating Unit and Ductwork
|
Checkmark | Checkmark | Not Applicable | |
|
Plumbing System
Water Heater, Toilets, Sump Pumps, Instant Hot/Cold Water Dispensers, Garbage Disposals, and Whirlpools/Jetted Tubs
|
Checkmark | Checkmark | Not Applicable | |
|
Electrical System
Garage Door Openers, Fan Systems, Central Vacuum, Doorbells, and Smoke Detectors
|
Checkmark | Checkmark | Not Applicable | |
|
Homeowners Insurance Deductible Reimbursement††
Reimburses you up to $1,000 when you must pay a deductible on a covered homeowners insurance claim
|
Checkmark | Not Applicable | Not Applicable |
