Home warranty plans protect your budget and keep your household running

Repairing or replacing a home appliance or system can wreck your wallet, often costing you hundreds, if not thousands of dollars. From a busted water heater to a broken air conditioner, Progressive Home Warranty by Cinch helps you safeguard your hard-earned money from unexpected household expenses. Cinch delivers affordable, timely and quality service, plus industry-leading value with a national network of service providers.

Remember, homeowners insurance won’t cover items that break down from wear and tear. Your homeowners warranty complements your home insurance policy if your covered appliance or home system has a mechanical failure due to everyday use.

What does a home warranty cover?

Home Warranty Coverages

Kitchen appliances

Laundry appliances

Plumbing system

Heating and cooling systems

Electrical system

How does a home warranty work?

Once you choose and purchase a plan, your coverage begins 30 days later. All plans include coverage for unknown pre-existing conditions and rust corrosion with no inspection required.* Cinch is available 24/7 to service your claim online, over the phone, or through any Amazon Alexa-enabled device. They’ll connect you with a pre-screened technician in your area to diagnose and remedy the problem. If your item can’t be fixed, it will be replaced.

Additionally, Cinch offers unique features and comprehensive protection that makes having a home warranty worth it:

  • 180-day Workmanship Guarantee: Covered repairs through Cinch are guaranteed for six months
  • Homeowners Deductible Reimbursement: If you filed a claim on your home insurance policy and paid a deductible, Cinch will reimburse you up to $500 per year
  • $25 Filter Credit: When you change you’re A/C or refrigerator filter. Plus, you get a free water sensor to help detect leaks in your home
  • Discounts on appliance purchases: Save up to 30% on brand name appliances through Cinch's proprietary Appliance Buyline®

Compare home warranty plans and costs

Cinch lets you compare different plans customized to your needs or budget. Your home warranty’s cost will vary based on your state, the plan you select, and the amount of your deductible. See the chart below for the average cost of plans offered by Cinch.1

Plan Type Complete Home Plan

Built-in Systems Plan

Appliances Plan

Monthly Cost $39.99 - $84.99 $32.99 - $69.99 $27.99 - $65.99
Standard Deductible $150 $150 $150
Clothes Washer & Dryer Checkmark Not Applicable Checkmark
Major Kitchen Appliances
Refrigerator, Range/Hood, Microwave, Dishwasher, Free-Standing Ice Makers, Trash Compactors, and more
Checkmark Not Applicable Checkmark
A/C & Heating Systems (2 Units Each)
Air Conditioning Unit and Ductwork, Heating Unit and Ductwork
Checkmark Checkmark Not Applicable
Plumbing System
Water Heater, Toilets, Sump Pumps, Instant Hot/Cold Water Dispensers, Garbage Disposals, and Whirlpools/Jetted Tubs
Checkmark Checkmark Not Applicable
Electrical System
Garage Door Openers, Fan Systems, Vacuums Systems, Doorbells, and Smoke Detectors
Checkmark Checkmark Not Applicable
Homeowners Insurance Deductible Reimbursement
Garage Door Openers, Fan Systems, Vacuums Systems, Doorbells, and Smoke Detectors
Checkmark Not Applicable Not Applicable

Get peace of mind with a home warranty plan today

Get a quoteOr, call 1-844-270-4621