We’re the #1 motorcycle insurer. Here’s why.
Ride with us, and you’ll quickly realize why we’re better
At Progressive, you get more. It’s that simple. More protection for you and your motorcycle. More ways to save. More types of motorcycles insured. And most importantly, more love for your bike. So go ahead, get a motorcycle insurance quote online now and ride with the best motorcycle insurance company.
More protection. Fewer worries. Better riding.
It’s almost safe to assume that we’ll cover it. Ride with us and you’ll enjoy more unique motorcycle insurance coverages.
Full replacement cost and no depreciation for parts
We will always return your bike to pre-accident condition or better. Let’s say that your five-year old front fender gets damaged. It’s used and technically only worth $50, but you need a new one that costs $150. We pay the full $150 and not the depreciated value. That’s a real $100 difference.
Total loss coverage for a brand new bike
You can add this coverage if your bike is no more than one model year old. If it’s totaled within 3 model years, we’ll give you the full amount for a brand new one. Let’s say you bought a bike for $15,000 that’s now only worth $10,000. If it’s totaled, it’s going to cost $15,000+ for a new one. So, we’ll give you the full $15,000+ for the new model. That’s a $5,000 difference. If your bike is totaled when it’s outside the three-model year window, you’ll still get the actual cash value for what it’s currently worth.
Coverage for gear and personal belongings
You can add coverage for just about all of the personal property you carry on your motorcycle if it’s damaged or stolen. This includes camping gear, safety gear and even your phones.