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Motorcycle Insurance Coverages

Progressive is the #1 motorcycle insurer in the country, and the proof is in the protection. We offer a wide range of coverages to give you peace of mind and protect your bike. Many of these coverage types are automatically included at no extra cost.

Compare motorcycle insurance coverage options below and see why 1 in 3 insured riders choose Progressive. Then get a quote with coverages and limits customized to your needs.

Coverages that are automatically included

The following coverages come standard with your Progressive motorcycle policy:

Full replacement cost and no depreciation for parts

Accessories and custom parts/equipment (CPE)

OEM parts

Standard motorcycle coverages

These are the basic protections when it comes to motorcycle insurance:

Bodily injury and property damage liability (BI/PD)

Uninsured/underinsured motorist (UM/UIM)

Comprehensive and collision

Medical payments

Extra coverages

Best explained as optional motorcycle insurance coverages but popular with our customers:

Total loss coverage for a new motorcycle

Roadside assistance and trip interruption

Carried Contents®

Disappearing deductible

Enhanced injury protection

Looking for full coverage motorcycle insurance?

The term "full coverage" means something different to everyone, but often refers to carrying basic liability as well as physical damage coverage (comprehensive and collision). The amount of coverage that's right for you will depend on many factors, including the value of your bike and whether it is being financed. If you're unsure about what you need, call us and speak with a licensed representative about recommended motorcycle insurance coverages.

Two motorcycles riding away from the camera in a desert.

Get Progressive motorcycle insurance today

Get a quoteOr, call 1-855-347-3939