Classic Car Insurance

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What makes a car a classic?

The definition may vary among classic car insurance companies. In the Progressive Classic Car by Hagerty® program, classics are best defined as "fun-to-drive" vehicles that maintain or appreciate in value and are used primarily for pleasure.

Examples:

  • 1967 Ford Mustang
  • 1975 Volkswagen Beetle
  • 1980 Chevrolet Corvette

If your car is not a classic, we'll still insure you. But, you'll need a standard auto policy instead. Get an auto insurance quote online.

Classic car insurance rates are on average 40% less than standard auto rates*

Your classic isn't just a car. That's why your classic car insurance policy isn't just a standard car insurance policy. Instead, it's a much different policy that's built just for your classic and includes more specialized coverages. And your classic or collector car insurance policy actually costs about 40% less than a standard auto policy.

Get a quote through Progressive Classic Car by Hagerty, and you'll get a classic car insurance company you can trust. They're the world's leading classic auto insurance provider, offering insurance for classic, collector, vintage and antique cars and trucks.

Basically if you're looking for insurance for an older car, or even a fun car, there's a good chance that Hagerty can cover you. Plus, you'll enjoy more coverages that protect your ride and the way you want to cruise. Just get a classic car insurance quote today to get started.

Guaranteed Value™ coverage to insure your classic's real value

If you do have a covered total loss, you'll get every single cent of your car's insured value.† No depreciation. No messing around. No hassle. When you get your classic car insurance quote, just tell us your classic's value, and then we'll agree on a total payout number. Easy enough, right?

Original replacement parts coverage

If you have a claim, Hagerty offers stock original replacement parts when possible, and has specialists on hand to hunt down any rare or hard-to-find ones. And yes, this original replacement parts coverage is automatically included at no extra cost with your classic or vintage car insurance policy.

Flexible usage to fully enjoy your classic

The best collector car insurance lets you enjoy your ride the way you want. That's why with Progressive Classic Car insurance by Hagerty, you have the freedom to take your ride to collector vehicle club functions, exhibitions, tours and even occasional pleasure driving.**

A few things to note before you get a classic car insurance quote:

Generally, to get insurance for classic, collector, vintage and antique cars or trucks, you need to park your vehicle in a garage, use it as an extra car—not your daily vehicle—and keep it in good working condition.

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