Most phones, laptops, and other electronic devices come with a standard warranty that only covers manufacturer defects. With new phones exceeding $1,000, your smartphone has become an investment and it’s reasonable to consider additional protection.
Here’s the breakdown of phone & device insurance:
You’re protected from drops, theft, and water damage even when your warranty stops
You get coverage immediately and you’re covered everywhere you go
Two years of coverage only costs a fraction of what your phone costs
It doesn’t matter when your phone or device was purchased or if it’s used
You get a discount when you choose Progressive!
There's a good chance you’ve dropped your phone and shattered the screen. It happens to the best of us. However, in most cases it’s not covered under the manufacturer’s standard warranty.
That’s where mobile phone insurance comes in. It covers slips, accidents, and even those didn’t-mean-to moments your warranty doesn’t, including cracked screens, liquid damage, theft and, yes, drops. There’s no age limit for your device and you are covered internationally. Plus, you’ll get a 5% discount when you buy through Progressive. Need more convincing? See if cell phone insurance is worth it for you.
Progressive® Phone & Electronic Device Insurance is provided by Worth Ave. Group.
Pay as low as $8/month† for two years of iPhone insurance instead of $1,000 for a new iPhone.
Get a quote instantly without creating an account or any obligation to buy.
Compare phone insurance**One-year protection plans are available.
Apple Care+
Best Buy Geek Squad
Square Trade
AT&T
Insurance or warranty
Insurance
Warranty
Warranty
Warranty
Insurance
Theft
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—Not Applicable
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—Not Applicable
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Accidental drops
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Liquid damage from spills and submersions
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Power surge from lightning
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—Not Applicable
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Covers physical damage
to screen, camera, buttons, headphone jack, etc.
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Covers used/refurbished iPhones
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—Not Applicable
—Not Applicable
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—Not Applicable
Unlimited claims
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—Not Applicable
—Not Applicable
—Not Applicable
—Not Applicable
Coverage starts instantly
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Purchase coverage anytime
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—Not Applicable
—Not Applicable
—Not Applicable
—Not Applicable
Policy length
Two Years
Two Years
Two Years
Two Years
Two Years
Deductible (portion you pay for claims)
$75
$29-$99
$119
$25-$149
$49-$250
Price
$158.00
$149.00
$169.99
$215.76
$215.76
Plan comparison based on Two-Year Full Coverage Insurance protection plan and minimum deductible available of $50. The device used in this comparison has a retail value of up to $700. Prices and terms are effective as of 11/20/2019 and may change at any time. This website does not provide detailed information regarding, or interpretation of, specific insurance contracts, policies, warranties and other protection plans. The applicable contract, policy, warranty or plan, and not this website, will govern claims handling, settlement, and the terms of coverage. For complete coverage information, please refer to the applicable specific document in its entirety, including all applicable endorsements. Different plans & options, deductibles, and prices may be available from the providers discussed above.
If your mobile phone or electronic device is damaged, your covered repairs will be taken care of for you. Just submit a claim, and your claims representative will either direct you to a repair shop or have you mail the device into a repair shop cost-free.
Free overnight shipping & handling
Once the repairs are complete, your device will be shipped overnight back to you. All repairs have a 90-day guarantee and shipping costs are 100% covered.
Also, if your device can’t be repaired from a covered loss, you’ll get reimbursed for its current market value.
