Cell Phone Insurance
Get two years of smartphone insurance for as little as $8/month*
Why get cell phone insurance?
A phone's standard warranty typically covers hardware and software defects for a short time. But what if you crack your screen or spill coffee on it?
Progressive's Phone and Electronic Device Insurance by Worth Ave. Group offers protection the manufacturer's warranty doesn't. With it, you're covered from many of life's mishaps. Without it, you could be on the hook for hundreds of dollars to repair your phone or buy a new one.
Cell phone insurance plan coverage
Insurance for cell phones can help protect you from:
- Accidental damage due to spills and drops
- Theft and vandalism
- Cracked screens
- Power surges from lightning
- Fire, flood, and natural disasters
What smartphone insurance doesn't cover
Smartphone insurance won't cover everything that can go wrong. Common exclusions are:
- Normal wear and tear
- Software defects
- Unauthorized repairs
Compare cell phone insurance plans
Compared to paying $1,000 for a new iPhone, a two-year iPhone insurance plan through Progressive costs as little as $8 per month.† Plus, you can make unlimited claims, and you can purchase a plan regardless of whether your iPhone or Android is new or refurbished.
|Compare phone insurance||
Best Buy Geek Squad
|Insurance or warranty||Insurance||Warranty||Warranty||Warranty||Warranty|
|Theft||Checkmark||Not Applicable||Checkmark||Not Applicable||Checkmark|
|Power Surge due to Lightning||Checkmark||Not Applicable||Checkmark||Not Applicable||Not Applicable|
|Covers Physical Damage||Checkmark||Not Applicable||Not Applicable||Checkmark||Not Applicable|
|Used/Refurbished Coverage||Checkmark||Not Applicable||Not Applicable||Checkmark||Not Applicable|
|Unlimited Claims Submissions||Checkmark||Not Applicable||Not Applicable||Not Applicable||Not Applicable|
|Coverage Starts Instantly||Checkmark||Checkmark||Checkmark||Checkmark||Checkmark|
|Purchase Coverage Anytime||Checkmark||Not Applicable||Not Applicable||Checkmark||Not Applicable|
|Policy Length||Two Years||Two Years||Two Years||Two Years||Two Years|
|Deductible (portion you pay for claims)||$75||$29-$99||$199.99-$249.99||$25-$149||$29-$250|
Plan comparison based on Two-Year Full Coverage Insurance protection plan and minimum deductible available of $75. The device used in this comparison has a retail value of up to $700. Prices and terms are effective as of 04/01/2021 and may change at any time. This website does not provide detailed information regarding, or interpretation of, specific insurance contracts, policies, warranties and other protection plans. The applicable contract, policy, warranty or plan, and not this website, will govern claims handling, settlement, and the terms of coverage. For complete coverage information, please refer to the applicable specific document in its entirety, including all applicable endorsements. Different plans & options, deductibles, and prices may be available from the providers discussed above.
Progressive Advantage Phone & Device Insurance coverage will start at 12:01 am the day after purchase. 30-day waiting period required on accidental damage claims (e.g. spills, liquid submersion, and cracked screens) for new policies.
Other types of electronics you can insure through Progressive
With electronic device insurance through Progressive, you can get coverage for your other devices, too, including: