Cell Phone Insurance
Get two years of smartphone insurance for as little as $8/month*
Why get cell phone insurance?
A phone's standard warranty typically covers hardware and software defects for a short time. But what if you crack your screen or spill coffee on it?
Progressive's Phone and Electronic Device Insurance by Worth Ave. Group offers protection the manufacturer's warranty doesn't. With it, you're covered from many of life's mishaps. Without it, you could be on the hook for hundreds of dollars to repair your phone or buy a new one.
Cell phone insurance plan coverage
Insurance for cell phones can help protect you from:
- Accidental damage due to spills and drops
- Theft and vandalism
- Cracked screens
- Power surges from lightning
- Fire, flood, and natural disasters
What smartphone insurance doesn't cover
Smartphone insurance won't cover everything that can go wrong. Common exclusions are:
- Normal wear and tear
- Software defects
- Unauthorized repairs
Compare cell phone insurance plans
Compared to paying $1,000 for a new iPhone, a two-year iPhone insurance plan through Progressive costs as little as $8 per month.† Plus, you can make unlimited claims, and you can purchase a plan regardless of whether your iPhone or Android is new or refurbished.
|Compare phone insurance**||
Best Buy Geek Squad
|Insurance or warranty||Insurance||Warranty||Warranty||Warranty||Warranty|
|Theft||Checkmark||Not Applicable||Checkmark||Not Applicable||Checkmark|
|Power surge due to lightning||Checkmark||Not Applicable||Checkmark||Not Applicable||Not Applicable|
|Physical damage||Checkmark||Checkmark||Not Applicable||Checkmark||Checkmark|
|Used/Refurbished coverage||Checkmark||Not Applicable||Not Applicable||Checkmark||Not Applicable|
|Unlimited claims submissions||Checkmark||Not Applicable||Not Applicable||Not Applicable||Not Applicable|
|Coverage starts instantly||Checkmark||Checkmark||Checkmark||Checkmark||Checkmark|
|Purchase coverage anytime||Checkmark||Not Applicable||Not Applicable||Checkmark||Not Applicable|
|Policy length||Two years||Two years||Two years||Two years||Two years|
|Deductible (portion you pay for claims)||$75||$29-$99||$149.99||$149||$29-$225|
Other types of electronics you can insure through Progressive
With electronic device insurance through Progressive, you can get coverage for your other devices, too, including: