Motorcycle Insurance Rates and Discounts

Progressive Motorcycle insurance rates start at $75 per year*

At Progressive, you can get affordable motorcycle insurance to start. Plus, we offer many discounts to help you save even more, such as:

  • Paying your bill on time
  • Switching from another insurer
  • Having an accident- and ticket-free record
  • Combining multiple policies

All Progressive Motorcycle insurance discounts

Quote in advance

Quote at least one day before your actual policy starts, and you’ll get a discount. For example: Quote on March 19, and your policy starts March 20 or later.

Multi-policy or multi-vehicle

You could save even more on motorcycle insurance if your home, car, boat, or RV is insured with us.

Switch or transfer from another company

Already insured by another company? Break the ties, switch to us, and we’ll say thanks with another discount.

Responsible rider

If you haven’t had any accidents or violations in the last three years, you’ll get a big discount.

Pay in full

Just pay your policy in full (all at once), and we’ll pay you back with a discount.

Pay on time

The easiest way to save! We’ll give you this discount automatically with your first policy, and you’ll have it at every renewal as long as you continue to pay on time.

Automatic bill-pay (electronic funds transfer)

Once you complete your quote, sign up for automatic bill pay to immediately lower your rate. All you need is a checking account!


Got a home, mobile home, or condo you own? Great! You got another discount, even if it’s not insured by us.

Association member

You can even get a discount if you belong to the Harley Owners Group or United Services Automobile Association (USAA).

Anti-lock brakes

It’s another easy discount. You got ‘em on your bike, we’ll lower your motorcycle insurance rate.

Motorcycle endorsement

Get a valid motorcycle license or add a motorcycle endorsement to your driver license, and we’ll add another discount.

Safety course

Just complete an approved motorcycle, ATV, or snowmobile safety course (no matter what your driving record is) and you could lower your motorcycle insurance rate again.

Ready to cash in your discounts? Get a motorcycle insurance quote to find out which discounts you’ll qualify for and see just how cheap motorcycle insurance can be at Progressive.