Motorcycle Insurance Rates and Discounts

Save now and save even more later on claims

We offer cheap motorcycle insurance rates starting at just $75/year.* But, you get more than just affordable motorcycle insurance to start. We also offer some of the best protection and coverage in the industry. So if you have a claim, you could save thousands on what you pay out of pocket.

Just get a motorcycle insurance quote, and we’ll automatically add discounts to your rate.

Motorcycle insurance discounts we offer

Quote in advance

Plan ahead and save. Quote at least one day before your actual policy starts, and you’ll get a discount. For example: quote on March 19, and your policy starts March 20 or later.

Safe driver

If you haven’t had any accidents for the last three years, you’ll get a huge savings.

Multi-policy or multi-vehicle

You could save even more if you have (or get) another Progressive policy. It could be for anything: a car, second motorcycle, ATV, etc.

Switch discount (transfer)

Already insured by another company? Break the ties, switch to us and we’ll say thanks with another discount.

Pay in full

Just pay your policy in full (all at once), and we’ll pay you back with a discount.

Pay on time

The easiest discount of all. Pay your premium on time for a year, and we’ll lower your motorcycle insurance rate at renewal.

Automatic bill-pay (electronic funds transfer)

It’s a discount any one can get. Once you complete your quote, sign up for automatic bill pay to immediately lower your rate.

Homeowner discount

Got a home, mobile home or condo you own? Great! You got another discount, even if it’s not insured by us.

Association discount

You can even get a discount if you belong to the Harley Owners Group or United Services Automobile Association (USAA).

LoJack discount

Get another discount If your bike is equipped with LoJack.® See how easy it is to get affordable motorcycle insurance.

Anti-lock brakes

It’s another easy discount. You got ‘em on your bike, we’ll lower your motorcycle insurance rate.

Motorcycle endorsement

Get a valid motorcycle license or add a motorcycle endorsement to your driver license, and we’ll add another discount.

Safety course

Just complete an approved safety course (no matter what you’re driving record is) and you could lower your motorcycle insurance rate again.

No at-fault accidents

If you don’t have any at-fault accidents or claims, we’ll give you an extra discount when you renew your policy.

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