Types of Car Insurance
What are the different types of car insurance coverage?
Car insurance coverages vary based on your state and individual needs, but nearly every policy contains liability coverage. Most policies protecting a financed vehicle will also include comprehensive and collision coverage. Liability is a required auto insurance coverage in 49 states, while comprehensive and collision are optional coverages if your car is paid off. Uninsured/underinsured motorist coverage, medical payments, and personal injury protection (PIP) may also be mandated, depending on your state. Here are the important coverage options for standard auto policies:
Uninsured/underinsured insurance coverages
Not sure which coverages are right for you? Use our car insurance calculator to get an idea of how much protection you may need.
Extra car insurance coverages
Rental car reimbursement
Custom parts and equipment value
Deductible savings bank
Keep in mind that auto insurance coverages, limits, and deductibles vary. You'll get more information when you quote. All coverages are subject to policy terms and conditions.