Car Insurance Discounts and Ways to Save

Drivers who switch to Progressive and save pay $699 less per year on average.* That's no accident. From the moment you start a car insurance quote to the purchase of your policy, we're all about finding you car insurance discounts and saving you more.

Just get a quote today and see why 99% of our auto customers earn at least one discount. It's the best way to save on car insurance. Note that discount availability will vary by state.

Types of car insurance discounts

Multi-policy discount

Average discount: 5%

You'll save with Progressive when you have two or more policies. For instance, if you have auto and boat insurance with us, you'll get a discount on one of those policies. Same goes for auto + motorcycle, auto + RV or any other combination of Progressive products. If you have auto + home insurance with us, we'll double the discount! You'll earn multi-policy discounts on both your home and auto policies. See more on bundling insurance.

Snapshot: BIG discounts for good drivers

Average discount: $130§

Our Snapshot® program personalizes your rate based on your actual driving. The safer you drive, the more you can save.

Safe driver discount

Average discount: 31%**

If you have no accidents or traffic violations in the past three years, you could earn nearly 1/3 off your policy price!


Average discount: 10%††

Save if you have more than one vehicle listed on your policy. Remember, you can add any car to your auto policy (belonging to a spouse, family member, roommate, etc.), as long as it is kept primarily at your address.


Average discount: Nearly 10%††

You'll get another discount simply for being a homeowner, even if it's not insured through Progressive's network of home insurers.

Sign online§

Average discount: Nearly 8%††

Another easy discount anyone can earn. If you're comfortable signing your documents online, we're comfortable kicking in a discount.

Online quote

Average discount: 7%††

Perhaps the easiest one of all. You'll still get this discount even if you start your quote online and a licensed Progressive representative finishes it for you over the phone.


Average discount varies††

All you have to do is opt to receive your documents via email, and we'll automatically provide a discount. This is dependent on signing your documents online, and is in addition to our sign-online discount.

Continuous insurance

Average discount varies††

We honor the time you've spent with a previous insurer, so you won't have to worry about losing any longevity benefits when you switch to Progressive. Your actual discount value will depend on how long you've been consistently insured with no gaps or cancellations.

Teen driver

Average discount varies††

You may have heard adding a teen driver to your policy may up your price. We'll help you offset the cost a bit with our teen driver discount (driver must be 18 years or younger).

Good student

Average discount varies††

A smart student makes you a smart shopper. Add a student on your policy who maintains a "B" average or better, and we'll add a discount. You'll also earn a discount if you have a student on your policy who is in college, more than 100 miles from your residence, and is 22 years or younger.

Pay in full

Average discount varies††

If you can pay for your six month policy up front, you'll earn a discount.

Automatic payment

Average discount varies††

Pay in full not quite right for you? That's okay! When you purchase your policy, we'll give you a discount for setting up automatic payments from a checking account. You cannot combine the automatic payment and pay in full discounts.

More ways to save money on car insurance

Compare auto rates

Compare similar coverages at a handful of companies and see the best price. We'll show our rate first and let you compare it against competitors. See more on comparing rates.

Try the Name Your Price® Tool

You get to tell us what you want to pay! Try it and we'll show you a range of coverages in your budget. See more on the Name Your Price Tool.

Small accident forgiveness

At Progressive, starting with your first policy, we won't raise your rate for a claim less than $500.

Large accident forgiveness

If you've been a Progressive customer for at least five years, with no accidents in the last three years, your rate will not increase if you have an accident.

We know you want to save as much as you can. But do you want the lowest possible rate (even if that means less coverage)? If so, check out our cheap car insurance tips.