Car Insurance FAQ

Get answers to common car insurance questions

Rates and payments

What you need to know about making payments and how policies are priced.

Are Progressive’s online rates the same as rates from an agent?

What are Progressive’s payment options for car insurance policies?

Is my payment accepted immediately?

What happens if I mail a payment on the due date?

How often do I need to pay for my car insurance?

How does Progressive determine my insurance rate?

How can I receive rates for other car insurance companies?

How long does it take to get an insurance quote?

Why did my rate change after I received a quote?

Can my rate increase in the middle of my policy term?

Picking a company

What’s the same about all auto insurance companies, and how is Progressive different?

Do all auto insurance companies offer the same coverages and discounts?

Are auto insurance companies regulated?

Why should I choose Progressive?

Understanding coverages

Learn more about choosing the right coverages and limits.

Is car insurance required?

How much insurance coverage do I need?

What’s an insurance deductible?

How do I know if I chose the right coverages?

Can I make changes to my car insurance before my renewal date?

Does Progressive insurance cover rental cars?

Can I insure a car that’s not in my name?

Does my car insurance cover other drivers?

What does car insurance not cover?

Making policy changes

Find out how to take care of basic policy maintenance.

How quickly do changes I make go into effect?

Do I need to start a new policy to add a driver or vehicle?

How long do I have to add a new car to my insurance policy?

Can I make changes to my car insurance policy online at any time?

Can I change car insurance companies before my renewal date?

Can I call to make changes to my policy?

How do I add a lienholder to my car insurance policy?

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