What are the requirements for Connecticut car insurance?

Connecticut residents must carry auto liability coverage limits of at least:

  • $25,000 in bodily injury per person
  • $50,000 in total bodily injury per accident
  • $25,000 in property damage per accident

The Constitution State also requires uninsured/underinsured bodily injury coverage (UM/UIM BI), with the following minimum limits:

  • UM/UIM BI: $25,000 per person, $50,000 per accident

UM/UIM BI can cover medical expenses for you and your passengers if a driver with insufficient coverage (or no insurance at all) runs into you.

These are the minimum coverages in Connecticut, but consider increasing your auto liability limits to protect your assets.

Do you need comprehensive and collision coverage?

If you have a car lease or loan, lenders will typically require comprehensive and collision coverage. But even if you own your vehicle outright, these coverages can be worthwhile for protecting your vehicle against physical damage, vandalism and theft.

Time for a change? Drivers nationwide who switch and save with Progressive save over $700 on average.* Get a car insurance quote today.

What can I expect to pay for car insurance in Connecticut?

A Progressive liability-only auto policy in Connecticut costs $193 per month in 2020, on average.** Many factors will determine your unique rate, such as your driving history, location, and coverage selections.

What about discounts to reduce my rate?

Progressive offers a wide variety of discounts for cheaper auto insurance in Connecticut, such as:

  • Multi-policy
  • Multi-car
  • Five-year accident-free
  • Online quote
  • Paid in full
  • Continuous insurance
  • Electronic Funds Transfer (EFT)
  • Paperless

See all auto insurance discounts.

Fast facts about driving and auto insurance in Connecticut

  1. Connecticut ranked 12th for the worst road infrastructures in the nation. Collision coverage can pay to repair your vehicle from damage caused by a pothole.

  2. In 2015, Connecticut passed a law requiring first-time DUI offenders to install an ignition interlock device in their cars. Learn more about how a DUI violation impacts auto insurance.

  3. The Insurance Information Institute ranked Connecticut as the ninth most expensive state for auto insurance in 2017. Here are tips for lowering the price of car insurance.

How to get car insurance in Connecticut


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