Connecticut car insurance
As you drive through Connecticut's towns like New Haven and Greenwich enjoying the beautiful scenery, turn to Progressive to learn more about auto insurance in Connecticut and find the right protection along with an array of discounts to help you save.
Explore Progressive Answers' auto editorial guidelines to find out why you can trust the car insurance information you find here.
What are Connecticut's minimum auto insurance requirements?
Drivers in Connecticut are required to have auto liability coverage (BI liability and PD liability), and uninsured/underinsured (UM/UIM) bodily injury and property damage coverage at the following minimum car insurance limits:
| Coverage | What it covers | Minimum amount |
|---|---|---|
| Bodily injury liability | What it coversInjuries you cause to others in an accident | Minimum amount$25,000 per person $50,000 per accident |
| Property damage liability | What it coversDamage you cause to other people's property in an accident | Minimum amount$25,000 per accident |
| UM/UIM bodily injury | What it coversYour medical expenses an uninsured or underinsured driver causes | Minimum amount$25,000 per person $50,000 per accident |
| UM/UIM property damage | What it coversDamage to your property an uninsured or underinsured driver causes | Minimum amount$25,000 per accident |
While these are Connecticut's minimum required car insurance limits, higher coverage amounts may better protect your family's financial wellbeing. Learn how much car insurance you may need based on your circumstances and preferences.
Is Connecticut a no-fault state?
No. Connecticut is an at-fault state, which means the party responsible for an accident must cover the injuries of the other driver and their passengers. Learn more about what happens if you're at fault in an accident.
How much is car insurance in Connecticut?
In Connecticut, the average cost of a six-month liability-only policy was $157.32 per month.* That said, many factors will determine your unique rate, such as your driving history, location, and coverage selections. Learn the factors that impact car insurance rates.
Ready to make the switch? Drivers nationwide who switch and save with Progressive save nearly $750 on average.† Get an auto insurance quote today.
What is the best car insurance in Connecticut?
To find the best car insurance in Connecticut, compare quotes with equal coverages, limits, deductibles, and discounts. Progressive offers plenty of incentives to help Connecticut drivers get the best car insurance. Our auto insurance customers earn an average of seven discounts, and we're the #1 combined personal and commercial auto insurance company.**
If you're looking for the cheapest car insurance in Connecticut, here's how much drivers nationwide who save after switching to Progressive save on average compared to their previous auto insurer:
- Allstate customers who switch and save with Progressive save $775 on average††
- GEICO customers who switch and save with Progressive save $740 on average§
How do I lower my car insurance cost in Connecticut?
To lower your car insurance cost in Connecticut, you may qualify for the following discounts through Progressive:
- Multi-policy
- Paid in full
- Multi-car
- Continuous insurance
- Five-year accident-free
- Electronic Funds Transfer (EFT)
- Online quote
- Paperless
See all our auto insurance discounts.
Pro tip:
Save when you bundle! One way to get cheap car insurance in Connecticut is to combine your auto and home policies with Progressive — new customers who save bundling home and auto insurance save over 20% on average nationwide.†
Additional car insurance coverages to consider
If you're leasing or financing a vehicle, most lenders require you to carry comprehensive auto coverage and collision coverage in addition to Connecticut's state-required coverages. Comprehensive and collision pay to repair or replace your car regardless of fault, if it's in an accident, gets stolen, or is otherwise damaged due to a covered incident. It also makes sense to add these physical damage coverages if you're not sure you can afford a new car or major repairs after an accident.
Explore all our car insurance coverages and use our car insurance calculator to find which ones are best for you.
Connecticut driving resources
From Stamford to Bridgeport, get to know Connecticut's driving laws and resources. These resources apply to Hartford, New Britain, and everywhere in between. Local municipalities may have additional laws and resources.
- CT Department of Motor Vehicles: Find out how to get or renew your Connecticut license, non-driver ID, and registration.
- CT Motor Vehicle Regulations: Review Connecticut's traffic and parking regulations.
- CT DMV mobile app: Access the Connecticut DMV's online services and office locations, practice test questions for the learner's permit test, and the parent-teen driving agreement.
- Car insurance resource center: Learn more about how car insurance works, from terms and definitions to savings tips.
How to get car insurance in Connecticut
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