What are the requirements for Connecticut car insurance?
Connecticut residents must carry auto liability coverage limits of at least:
- $25,000 in bodily injury per person
- $50,000 in total bodily injury per accident
- $25,000 in property damage per accident
The Constitution State also requires uninsured/underinsured bodily injury coverage (UM/UIM BI), with the following minimum limits:
- UM/UIM BI: $25,000 per person, $50,000 per accident
UM/UIM BI can cover medical expenses for you and your passengers if a driver with insufficient coverage (or no insurance at all) runs into you.
These are the minimum coverages in Connecticut, but consider increasing your auto liability limits to protect your assets.
Do you need comprehensive and collision coverage?
If you have a car lease or loan, lenders will typically require comprehensive and collision coverage. But even if you own your vehicle outright, these coverages can be worthwhile for protecting your vehicle against physical damage, vandalism and theft.
Time for a change? Drivers nationwide who switch and save with Progressive save over $700 on average.* Get a car insurance quote today.
What can I expect to pay for car insurance in Connecticut?
A Progressive liability-only auto policy in Connecticut costs $193 per month in 2020, on average.** Many factors will determine your unique rate, such as your driving history, location, and coverage selections.
What about discounts to reduce my rate?
Progressive offers a wide variety of discounts for cheaper auto insurance in Connecticut, such as:
- Five-year accident-free
- Online quote
- Paid in full
- Continuous insurance
- Electronic Funds Transfer (EFT)
Fast facts about driving and auto insurance in Connecticut
Connecticut ranked 12th for the worst road infrastructures in the nation. Collision coverage can pay to repair your vehicle from damage caused by a pothole.
How to get car insurance in Connecticut
After answering some questions, you'll be ready to select your coverages.
Call a rep
A licensed representative will guide you through the process.
Through an agent
Connect with an independent agent in your area.