Coverages explained

Discover how different types of insurance and coverages protect you from the unexpected.

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Insurance basics
Coverages explained

Articles on how insurance coverage works

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ATV/UTV insurance (2)
Boat & PWC insurance (8)
Car insurance (43)
Condo insurance (5)
General insurance topics (3)
Home insurance (21)
Identity theft protection (1)
Life insurance (36)
Motorcycle insurance (15)
Pet insurance (5)
Phone and device insurance (2)
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RV/Trailer insurance (10)
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Wedding and event insurance (1)

Life insurance
Life insurance for disabled adults
4 minute to read
Motorcycle insurance
What is motorcycle liability insurance?
3 minute to read
Home insurance
What is loss assessment coverage on a home policy?
4 minute to read
RV/Trailer insurance
What is liability coverage an RV insurance policy?
3 minute to read
Life insurance
What is the best life insurance policy for me?
3 minute to read
RV/Trailer insurance
How to rent an RV
4 minute to read
Car insurance
Underinsured vs. uninsured motorist coverage
3 minute to read
Car insurance
Do I need gap insurance on a used car?
4 minute to read
Car insurance
How do insurance coverage limits work?
4 minute to read
Life insurance
What is simplified issue life insurance?
2 minute to read
Car insurance
Does car insurance cover the car or driver?
4 minute to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.