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Coverages explained

Discover how different types of insurance and coverages protect you from the unexpected.

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Insurance basics
Coverages explained

Articles on how insurance coverage works

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ATV/UTV insurance (2)
Boat & PWC insurance (6)
Car insurance (37)
Condo insurance (3)
General insurance topics (3)
Health, dental, and vision insurance (3)
Home insurance (21)
Identity theft protection (1)
Life insurance (36)
Motorcycle insurance (11)
Pet insurance (4)
Phone and device insurance (2)
Renters insurance (2)
RV/Trailer insurance (9)
Travel insurance (2)
Umbrella insurance (3)
Wedding and event insurance (1)

Car insurance
What's the difference between bodily injury vs. personal injury protection?
2 minute to read
Boat & PWC insurance
What does boat insurance cover?
4 minute to read
Life insurance
Do single people need life insurance?
4 minute to read
Life insurance
How does convertible term life insurance work?
5 minute to read
Life insurance
What is life insurance for children?
5 minute to read
Life insurance
How to borrow against a life insurance policy
3 minute to read
Boat & PWC insurance
Does boat insurance cover theft?
4 minute to read
Life insurance
What is permanent life insurance?
3 minute to read
Car insurance
How does insurance for classic trucks work?
4 minute to read
Car insurance
What is uninsured motorist coverage?
5 minute to read
Phone and device insurance
Comparing a cell phone warranty vs. phone insurance
2 minute to read
Car insurance
Do I need rental car insurance?
3 minute to read
RV/Trailer insurance
Can you get insurance for a school bus?
3 minute to read
Life insurance
Life insurance for seniors
4 minute to read
Car insurance
Can you get same-day car insurance?
4 minute to read
Phone and device insurance
Is smartwatch insurance worth it?
2 minute to read
Travel insurance
What is travel medical insurance?
7 minute to read
Home insurance
Does home insurance cover water damage from leaking plumbing?
5 minute to read
Car insurance
What is personal injury protection?
5 minute to read
Umbrella insurance
Do I need umbrella insurance?
4 minute to read
Umbrella insurance
How much umbrella insurance do you need?
3 minute to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.

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Coverages explained

Articles on how insurance coverage works

What's the difference between bodily injury vs. personal injury protection?

What does boat insurance cover?

Do single people need life insurance?

How does convertible term life insurance work?

What is life insurance for children?

How to borrow against a life insurance policy

Does boat insurance cover theft?

What is permanent life insurance?

How does insurance for classic trucks work?

What is uninsured motorist coverage?

Comparing a cell phone warranty vs. phone insurance

Do I need rental car insurance?

Can you get insurance for a school bus?

Life insurance for seniors

Can you get same-day car insurance?

Is smartwatch insurance worth it?

What is travel medical insurance?

Does home insurance cover water damage from leaking plumbing?

What is personal injury protection?

Do I need umbrella insurance?

How much umbrella insurance do you need?

Browse related categories

Terms & definitions

Insurance requirements