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Discover how different types of insurance and coverages protect you from the unexpected.

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Coverages explained

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ATV/UTV insurance (2)
Boat & PWC insurance (7)
Car insurance (43)
Condo insurance (3)
General insurance topics (3)
Home insurance (20)
Identity theft protection (1)
Life insurance (36)
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Pet insurance (4)
Phone and device insurance (2)
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RV/Trailer insurance (10)
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Umbrella insurance (3)
Wedding and event insurance (1)

Phone and device insurance
Is smartwatch insurance worth it?
2 minute to read
Travel insurance
What is travel medical insurance?
7 minute to read
Home insurance
Does home insurance cover water damage from leaking plumbing?
5 minute to read
Car insurance
What is personal injury protection?
5 minute to read
Umbrella insurance
Do I need umbrella insurance?
4 minute to read
Umbrella insurance
How much umbrella insurance do you need?
3 minute to read
Life insurance
Decreasing term life insurance explained
3 minute to read
Condo insurance
Does condo insurance cover fire?
4 minute to read
Life insurance
Should you buy life insurance with a long-term care rider?
4 minute to read
Life insurance
What is the difference between whole life vs. universal life insurance?
3 minute to read
Car insurance
What is classic car insurance?
7 minute to read
Life insurance
What is burial insurance and why do you need it?
4 minute to read
Wedding and event insurance
How does event insurance work?
4 minute to read
RV/Trailer insurance
Do you need a special license to drive an RV?
3 minute to read
Life insurance
What is guaranteed life insurance?
3 minute to read
Car insurance
Liability vs. "full coverage" car insurance
4 minute to read
Car insurance
What is the minimum coverage needed for a financed car?
2 minute to read
Video
Car insurance
How does car insurance work?
4 minute to read
Car insurance
What does agreed value mean?
2 minute to read
Car insurance
How to buy a car online
3 minute to read
Life insurance
What is a life insurance rider?
7 minute to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.

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Coverages explained

Articles on how insurance coverage works

Is smartwatch insurance worth it?

What is travel medical insurance?

Does home insurance cover water damage from leaking plumbing?

What is personal injury protection?

Do I need umbrella insurance?

How much umbrella insurance do you need?

Decreasing term life insurance explained

Does condo insurance cover fire?

Should you buy life insurance with a long-term care rider?

What is the difference between whole life vs. universal life insurance?

What is classic car insurance?

What is burial insurance and why do you need it?

How does event insurance work?

Do you need a special license to drive an RV?

What is guaranteed life insurance?

Liability vs. "full coverage" car insurance

What is the minimum coverage needed for a financed car?

How does car insurance work?

What does agreed value mean?

How to buy a car online

What is a life insurance rider?

Browse related categories

Terms & definitions

Insurance requirements