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Coverages explained

Discover how different types of insurance and coverages protect you from the unexpected.

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Insurance basics
Coverages explained

Articles on how insurance coverage works

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ATV/UTV insurance (2)
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Car insurance (41)
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General insurance topics (3)
Home insurance (21)
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Life insurance (36)
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RV/Trailer insurance
Do you need a special license to drive an RV?
3 minute to read
Life insurance
What is guaranteed life insurance?
3 minute to read
Car insurance
Liability vs. "full coverage" car insurance
4 minute to read
Car insurance
What is the minimum coverage needed for a financed car?
2 minute to read
Video
Car insurance
How does car insurance work?
4 minute to read
Car insurance
What does agreed value mean?
2 minute to read
Car insurance
How to buy a car online
3 minute to read
Life insurance
What is a life insurance rider?
7 minute to read
Life insurance
What is a payor benefit rider?
2 minute to read
Life insurance
What is a cost of living rider?
2 minute to read
Car insurance
What are the different types of car insurance?
5 minute to read
Car insurance
What's the difference between comprehensive vs. collision insurance?
3 minute to read
Life insurance
What is adjustable life insurance?
4 minute to read
Car insurance
What is bodily injury liability coverage?
3 minute to read
Car insurance
What is auto liability insurance coverage?
5 minute to read
Car insurance
What is medical payments coverage?
3 minute to read
General insurance topics
What is comprehensive coverage?
3 minute to read
Life insurance
Can I get life insurance without a medical exam?
4 minute to read
Home insurance
How does homeowners insurance work?
4 minute to read
Home insurance
What is personal liability coverage?
3 minute to read
Home insurance
What is other structures coverage?
3 minute to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.

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Coverages explained

Articles on how insurance coverage works

Do you need a special license to drive an RV?

What is guaranteed life insurance?

Liability vs. "full coverage" car insurance

What is the minimum coverage needed for a financed car?

How does car insurance work?

What does agreed value mean?

How to buy a car online

What is a life insurance rider?

What is a payor benefit rider?

What is a cost of living rider?

What are the different types of car insurance?

What's the difference between comprehensive vs. collision insurance?

What is adjustable life insurance?

What is bodily injury liability coverage?

What is auto liability insurance coverage?

What is medical payments coverage?

What is comprehensive coverage?

Can I get life insurance without a medical exam?

How does homeowners insurance work?

What is personal liability coverage?

What is other structures coverage?

Browse related categories

Terms & definitions

Insurance requirements