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Coverages explained

Discover how different types of insurance and coverages protect you from the unexpected.

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Coverages explained

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ATV/UTV insurance (2)
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Car insurance (42)
Condo insurance (3)
General insurance topics (3)
Home insurance (21)
Identity theft protection (1)
Life insurance (36)
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Pet insurance (4)
Phone and device insurance (2)
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Condo insurance
Insurance for a co-op
3 minute to read
Car insurance
What is auto collision insurance coverage?
5 minute to read
Car insurance
Uninsured motorist property damage vs. collision coverage
3 minute to read
Car insurance
How much car insurance do I need?
11 minute to read
Life insurance
What is instant life insurance?
3 minute to read
Home insurance
What does homeowners insurance cover?
3 minute to read
Life insurance
What is a life insurance critical or chronic illness rider?
4 minute to read
Motorcycle insurance
Does motorcycle insurance cover theft?
4 minute to read
Life insurance
Does life insurance pay for suicidal death?
3 minute to read
Motorcycle insurance
What’s covered by motorcycle insurance policies?
4 minute to read
Motorcycle insurance
Do I need uninsured motorist coverage for my motorcycle?
4 minute to read
Home insurance
What is loss of use coverage on a homeowners insurance policy?
4 minute to read
Home insurance
What is landlord insurance?
2 minute to read
Home insurance
What is flood insurance?
4 minute to read
Life insurance
Reasons for backdating a life insurance policy
3 minute to read
Home insurance
Does homeowners insurance cover sewer line damage?
4 minute to read
Life insurance
What is a family income rider in life insurance?
2 minute to read
Life insurance
What is return of premium rider in life insurance?
3 minute to read
Car insurance
What is collision damage coverage for rental cars?
2 minute to read
Motorcycle insurance
What is motorcycle insurance?
2 minute to read
ATV/UTV insurance
ATVs vs. UTV
3 minute to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.

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Coverages explained

Articles on how insurance coverage works

Insurance for a co-op

What is auto collision insurance coverage?

Uninsured motorist property damage vs. collision coverage

How much car insurance do I need?

What is instant life insurance?

What does homeowners insurance cover?

What is a life insurance critical or chronic illness rider?

Does motorcycle insurance cover theft?

Does life insurance pay for suicidal death?

What’s covered by motorcycle insurance policies?

Do I need uninsured motorist coverage for my motorcycle?

What is loss of use coverage on a homeowners insurance policy?

What is landlord insurance?

What is flood insurance?

Reasons for backdating a life insurance policy

Does homeowners insurance cover sewer line damage?

What is a family income rider in life insurance?

What is return of premium rider in life insurance?

What is collision damage coverage for rental cars?

What is motorcycle insurance?

ATVs vs. UTV

Browse related categories

Terms & definitions

Insurance requirements