Are there any requirements for car insurance in Maine?

Maine drivers must carry liability coverage limits of at least:

  • $50,000 in bodily injury per person
  • $100,000 in total bodily injury per accident
  • $25,000 in property damage per accident

Maine also requires uninsured/underinsured bodily injury coverage (UM/UIM BI) and medical payments coverage with the following minimum limits:

  • UM/UIM BI: $50,000 per person, $100,000 per accident
  • Medical payments coverage: $2,000 per person

UM/UIM BI covers medical expenses for you and your passengers if a driver with insufficient coverage or no insurance runs into you. Medical payments coverage goes towards any hospital or doctor's bills you or your passengers incur after an accident.

You can increase your auto liability limits in the Pine Tree State to better safeguard your assets.

Comprehensive and collision coverage protects your vehicle

Most lenders require comprehensive and collision coverage if you lease or finance your car. But even if your ride is fully paid off, comprehensive and collision can be valuable if your vehicle is stolen, vandalized or damaged in a covered incident.

Ready to make the switch? Drivers nationwide who switch and save with Progressive save over $700 on average.* Get a car insurance quote today.

How much does car insurance in Maine cost?

Progressive liability-only auto policies in Maine cost an average of $101 per month as of 2020.** Remember, rates vary based on your driving history, zip code, and coverage selections.

Are there any discounts available for auto insurance in Maine?

Progressive offers many discounts to lower your price for auto insurance, including:

  • Homeowner
  • Multi-car
  • Five-year claim-free
  • Online quote
  • Paid in full
  • Teen driver
  • Multi-policy
  • Online signature

See all auto insurance discounts.

Fast facts about driving in Maine

  1. Maine’s Bureau of Motor Vehicles and police officers allow you to show proof of insurance from your smartphone. Learn how to get proof of insurance.

  2. If you drive without insurance in Maine, you’re subject to a fine between $100 and $500 plus a suspension of your license.

  3. It’s illegal to drive with a cracked windshield in Maine. Comprehensive coverage can pay to repair or replace a broken windshield.

How to get car insurance in Maine


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