Nebraska auto insurance
From rolling plains to bluffs and mesas, Nebraska drivers may get caught up in the scenic beauty of the Cornhusker State. Don't let auto insurance be an afterthought — learn more about how Progressive can help you find an affordable Nebraska auto insurance policy that protects you and your vehicle.
Are there minimum requirements for auto insurance in Nebraska?
Yes. Nebraska auto insurance laws mandate that drivers carry liability coverage with the following minimum limits:
- $25,000 in bodily injury liability per person
- $50,000 in bodily injury liability per accident
- $25,000 in property damage liability
If the minimum limits don't provide enough coverage to safeguard your assets, you can increase your amount of liability coverage for more protection. Learn more about auto liability coverage.
Nebraska also requires uninsured/underinsured motorist bodily injury coverage of at least:
- $25,000 in uninsured/underinsured motorist bodily injury per person
- $50,000 in uninsured/underinsured motorist bodily injury per accident
Uninsured/underinsured motorist bodily injury and property damage coverage can pay for injuries to you and your passengers or damage to your vehicle if you're hit by a driver with no insurance or insufficient coverage.
Consider adding comprehensive and collision coverage
If you lease or finance your vehicle, your lender usually requires comprehensive and collision coverage. Even if you've paid off your vehicle, physical damage coverages can pay to repair or replace your car if it's stolen, vandalized, or damaged in a covered accident.
Safe driving is its own reward, but why stop there? Drive safely and save with Snapshot® from Progressive. Snapshot personalizes your rate based on your driving habits. See how Snapshot works.
How much is Nebraska car insurance?
The average cost of a liability-only auto insurance policy (single driver/single car) from Progressive in Nebraska was $83 per month in 2020-2021.* Rates vary based on several factors, including your coverage selections, driving history, and location.
See more about what impacts car insurance price.
Does Progressive offer discounts that can lower the cost of my car insurance?
Yes. Progressive offers a wide range of discounts, including:
- Continuous insurance
- Three-year safe driving
- Electronic Funds Transfer (EFT)
- Five-year accident-free
- Paid in full
Protect your most valuable assets — and save money — by bundling your auto and homeowners insurance in Nebraska. Progressive makes it easy for residents to save when they bundle two or more policies, including home, car, and renters insurance.
See more auto insurance discounts.
Save a bundle when you combine your home and auto policies with Progressive. New customers nationwide who save bundling home and auto save over 20% on average.**
Fast facts about driving and auto insurance in Nebraska
According to the US Department of Transportation, 82% of Nebraska residents drive their own vehicles to and from work each day. Whether you're commuting on rural roads or city streets, auto insurance can pay for damages to your car in the event of an accident.
Teenagers in the Cornhusker State can obtain their permits at 14 years old and can drive unsupervised to and from school just two months later. Learn more about car insurance for teen drivers.