Life insurance information

These articles break life insurance down in simple terms. Get tips and advice on when to get a policy, which coverage is right for you, how to make a claim, and more.

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.

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Term life insurance policies are underwritten by Progressive Life Insurance Company in select states. Additionally, Progressive Advantage Agency, Inc. (PAA) may refer consumers seeking term life or other life insurance products to eFinancial, LLC for placement with insurers offering that coverage. eFinancial and its insurers are not affiliated with Progressive. Price, coverage, and coverage terms and conditions may vary between insurers. Availability varies by state.

For policies placed through eFinancial, PAA and its affiliated entities are not responsible for insurer or coverage selections, policies issued, claims, the content or operation of others’ websites, or how others handle or use your information. The information you provide to others is subject to their privacy policies and website terms of use and may be shared with us.

eFinancial or its affiliates pay PAA compensation that may vary based on the number of applications taken by eFinancial and the policy you buy. Your local agent may receive referral compensation based on the number of applications submitted. Contact us for more details.

PAA (CA Lic #0F50053, TX Lic #1394132) is domiciled in Ohio and has its principal place of business at 300 North Commons Boulevard, Mayfield Village, Ohio 44143.