Mississippi auto insurance

Whether you're quoting Mississippi auto insurance for the first time or looking for a new policy, Progressive has residents of the Magnolia State covered. Learn more about car insurance in Mississippi, including your state's requirements so that you can find coverage and available discounts that work for you.

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Explore Progressive Answers' auto editorial guidelines to find out why you can trust the car insurance information you find here.

Does Mississippi require car insurance?

Yes. To meet Mississippi auto insurance requirements, you must carry liability coverage limits of at least:

  • $25,000 in bodily injury liability per person
  • $50,000 in total bodily injury per accident
  • $25,000 in property damage liability

Although these are the minimum limits required for Mississippians, you may want to increase your auto liability limits to better protect your assets.

Consider comprehensive and collision coverage

If you lease or finance your car, you may be required to carry comprehensive and collision coverage by your lender. But most drivers can benefit from the peace of mind of knowing their vehicle is covered in the event of an accident, damage, or theft. Learn more about comprehensive and collision coverage.

With our Name Your Price® Tool, you're in the driver's seat. Tell us how much you want to pay each month, and we'll show you coverage options in that price range.

How much is car insurance in Mississippi?

According to the Insurance Information Institute, Mississippi ranked 22nd for average auto insurance expenditures in 2018. However, there are many different factors that can determine the price you pay for auto insurance, such as the limits and coverages you choose, driving history, and ZIP code. Progressive offers car insurance quotes for residents so you can learn more about rates and available discounts.

See more about what determines car insurance price.

Can I earn Progressive discounts for my Mississippi auto insurance?

Absolutely. We offer plenty of discounts and incentives for Mississippi drivers, such as:

  • Continuous insurance
  • Three-year safe driving
  • Paperless
  • Electronic Funds Transfer (EFT)
  • Five-year accident-free
  • Homeowner
  • Multi-car
  • Online quote

Save money while protecting your assets by bundling your car and home insurance in Mississippi. In fact, you can save when you bundle two or more of your Mississippi insurance policies, including renters, boat, and RV.

See all car insurance discounts.

Pro tip:

Changing your auto insurance could save you more. Drivers nationwide who switch and save with Progressive save nearly $750 on average.* Get your car insurance quote today.

Interesting facts about driving in Mississippi:

  1. In 2019, more than 29% of Mississippi motorists were uninsured. Consider carrying uninsured motorist coverage to protect yourself if the other driver is uninsured.

  2. Texting while driving is banned in the state of Mississippi. Keep your eyes on the road and your hands on the wheel to reduce your chances of an accident.

  3. Only 78% of Mississippians buckle up when they drive or ride, compared to the national average of 90.1%. Be sure to wear your seat belt, and make sure your passengers do too, to stay safe on the road.

How to get car insurance in Mississippi

Go online

We ask easy questions, and you customize your coverages.

Quote auto insurance

Call a rep

Talk with a licensed representative who can guide you through the process.

Call 1-866-749-7436

Through an agent

Connect with an independent agent in your area.

Find an agent in Mississippi

Quote car insurance online or give us a call

Learn more about car insurance policies.