Alabama Auto Insurance: AL Car Insurance Quote

What are requirements for car insurance in Alabama?

Alabama's minimum car insurance requirements include liability coverage limits of at least:

$25,000 in bodily injury per person
$50,000 in total bodily injury per accident
$25,000 in property damage per accident

Although these are the minimum coverages required for Alabamans, you may increase your auto liability insurance limits to better protect your assets.

Comprehensive and collision coverage can add extra protection

If you're leasing or financing your vehicle, your lender typically requires comprehensive and collision coverage. But even if you own your car outright, adding these coverages can help pay to repair or replace a damaged, vandalized or stolen vehicle.

With Progressive's Name Your Price^® Tool, you tell us what you want to pay, and we'll give you options that fit your desired price. See more on our Name Your Price Tool.

How much does Alabama auto insurance cost?

In 2020-2021, the average cost of a Progressive liability-only car policy in Alabama was $139 per month.^* Rates vary based on many factors, including your driving history and coverage selections.

Get an affordable Alabama car insurance quote today. Progressive's car insurance calculator can help you choose the amount of coverage that's right for you.

Do I qualify for any auto insurance discounts to lower my cost?

Progressive can help you get cheaper auto insurance in Alabama with discounts like:

Multi-policy
Multi-car
Homeowner
Online quote
Paid in full
Three-year safe driving
Online signature
Smart technology

Did you know you can get even greater protection and extra savings? Bundle auto and homeowners insurance in Alabama, and you'll receive a multi-policy discount. You can also earn a multi-policy discount by bundling other policies, such as boat, renters, and RV.

See all auto insurance discounts.

Pro tip:

Ready to change lanes? Drivers nationwide who switch and save with Progressive save over $700 on average.^** Get your car insurance quote today.

Facts about Alabama car insurance

Driving without car insurance in Alabama can be costly. The fine for a first offense is up to $500, plus another $200 to reinstate your registration.
In 2019, more than 19.5% of Alabama motorists were uninsured. Consider carrying uninsured motorist coverage to protect yourself if the other driver is uninsured.
Car insurance fraud in the first degree is a Class B felony in Alabama. See how to properly file an auto insurance claim.