Does Wisconsin have minimum auto insurance requirements?

Yes. Wisconsinites must carry the following minimum liability coverage limits:

  • $25,000 in bodily injury liability per person
  • $50,000 in total bodily injury per accident
  • $10,000 in property damage liability

Increasing your auto liability coverage makes sense if your assets exceed the state’s minimum limits.

Wisconsin also requires uninsured/underinsured motorist (UIM) coverage with the following limits:

  • $25,000 in uninsured motorist bodily injury per person
  • $50,000 in uninsured motorist bodily injury per accident

UIM coverage can pay for injuries or damage caused to you by a driver with no insurance or not enough coverage.

Consider comprehensive and collision coverage

Adding physical damage coverages provides protection for a damaged or stolen vehicle. And if you lease or finance a car, most lenders require comprehensive and collision coverage.

Save more when you bundle your auto and home policies with Progressive. New customers who save bundling home and auto save over 20% on average.*

How much is car insurance in Wisconsin?

In 2020, the average Progressive auto insurance liability only policy in Wisconsin cost $101 per month.** Rates vary based on many factors, such as where you live, your driving history, and the limits and coverages you choose.

Are there discounts to lower the cost of my insurance?

Yes. Progressive offers a variety of great discounts, including:

  • Continuous insurance
  • Paperless
  • Three-year safe driving
  • Five-year accident-free
  • Electronic Funds Transfer (EFT)
  • Online quote
  • Multi-car
  • Homeowner

See all auto insurance discounts.

Check out these interesting facts about driving in Wisconsin:

  1. According to the Insurance Information Institute, over 14% of drivers in Wisconsin had no car insurance when surveyed in 2015. Uninsured motorist coverage protects you and your vehicle if you’re in an accident with an uninsured driver.

  2. Wisconsin's Rustic Roads Program (PDF) protects and preserves "scenic, lightly traveled country roads" for drivers to enjoy. Just watch out for flying gravel and rocks. See how Progressive can cover windshield repair or replacement.

  3. According to Wisconsin state law, livestock have the right of way on any highway. Keep an eye out for animals crossing the road, especially near farmland. Comprehensive coverage can repair or replace a vehicle damaged in a collision with an animal.

How can I get a quote for car insurance in Wisconsin?


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