Wisconsin auto insurance
The famous curves on Door County peninsula's Highway 42 are beautiful, but they're also built with safety in mind. Progressive has your protection in mind, too, when it comes to Wisconsin auto insurance. We'll help you navigate state requirements, coverage options, and available discounts for car insurance in Wisconsin.
Does Wisconsin have minimum auto insurance coverage?
Yes. Minimum Wisconsin auto insurance requirements include these liability coverage limits:
- $25,000 in bodily injury liability per person
- $50,000 in total bodily injury per accident
- $10,000 in property damage liability
Increasing your auto liability coverage makes sense if your assets exceed the state's minimum limits.
Does Wisconsin require uninsured motorist coverage?
Wisconsin requires uninsured/underinsured motorist (UM/UIM) coverage with the following limits:
- $25,000 in uninsured motorist bodily injury per person
- $50,000 in uninsured motorist bodily injury per accident
UM/UIM coverage can pay for injuries or damage caused to you by a driver with no insurance or not enough coverage.
Consider comprehensive and collision coverage
Save more when you bundle your auto and home policies. Nationwide, drivers who switch and save with Progressive save over 20% per year on average.*
How much is car insurance in Wisconsin?
In 2020-2021, the average liability-only Progressive auto policy (single driver/single car) in Wisconsin cost $63 per month.** Rates vary based on many factors, such as where you live, your driving history, and the limits and coverages you choose.
See more about car insurance cost factors.
Are there discounts to lower the cost of my insurance?
Yes. Bundling your auto and home insurance in Wisconsin can help you save money while protecting your two most valuable assets. Progressive offers a variety of other great discounts, including:
- Continuous insurance
- Three-year safe driving
- Five-year accident-free
- Electronic Funds Transfer (EFT)
- Online quote
We also offer boat, motorcycle, RV, and renters insurance in Wisconsin. Bundling a combination of two or more of these policies can help you save money on your insurance costs.
See all auto insurance discounts.
Snapshot® lets you use your safe driving to save money. The program personalizes your insurance rate based on your actual driving. Choose a mobile app or device that plugs into your car and start saving. Learn more about Snapshot.
Check out these interesting facts about driving in Wisconsin:
According to the Insurance Information Institute, over 13% of drivers in Wisconsin had no car insurance when surveyed in 2019. Uninsured motorist coverage protects you and your vehicle if you're in an accident with an uninsured driver.