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Deciphering Car Insurance Disclaimers

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We've all read a disclaimer before, but there's a reason it's called legal mumbo jumbo. Often the words are so convoluted it's easy to get mired in the muck trying to get the real meaning. To reduce the confusion, we've gathered a few examples of disclaimers (or versions of disclaimers) you'll encounter when you're shopping for insurance on other Web sites, and we've attempted to explain them in plain English.

Disclaimer (yes, we write them, too):

The descriptions of the disclaimer language below are interpretations of The Progressive Group of Insurance Companies and are not offered as legal advice. References to "we," "us" and "our" below mean the insurance company on whose site the disclaimer language appears, not Progressive.

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