What are the state minimum car insurance requirements in Ohio?

In the Buckeye State, you need liability coverage limits of at least:

  • $25,000 in bodily injury per person
  • $50,000 in total bodily injury per accident
  • $25,000 in property damage per accident

Of course, you can choose higher liability limits than what your state requires. It's a good idea to set your limits high enough to cover your total net worth, so your assets are fully protected. Learn more about auto liability insurance.

Ready to make the switch? Drivers nationwide who switch and save with Progressive save over $750 on average.* Quote auto insurance today.

What other auto coverages should I consider?

Comprehensive and collision coverage are good to have in case your vehicle is damaged in an accident or other covered incident. These coverages help pay to repair or replace your vehicle, so you aren't left with a huge repair bill or the financial shock of unexpectedly needing a new car. Most lenders will require you to carry comprehensive and collision coverage when financing or leasing a car.

Learn more about auto coverages available with Progressive.

How much is car insurance in Ohio?

In 2020, the average cost for a Progressive liability-only auto policy in Ohio was $118 per month.** Your rate will vary based on a variety of factors including your driving history, ZIP code, and the limits and coverages you choose.

What discounts can I get for car insurance in Ohio?

We have a huge variety of savings opportunities, making us one of the best car insurance companies in Ohio. Here are a few of the discounts you may be eligible for:

  • Multi-car
  • Paperless
  • Online quote
  • Automatic card payments (ACP)
  • Five-year accident free
  • Homeowner
  • Multi-policy
  • Smart technology

See all auto insurance discounts.

Fast facts about Ohio auto insurance

  1. Over 1 million Ohio drivers trust Progressive for their car insurance.

  2. In 2018, Ohio saw the eighth highest number of reported motor vehicle thefts in the country. Comprehensive coverage can protect your car from thieves.

  3. In 2015, an estimated 12.4% of Ohio drivers were uninsured. With uninsured motorist coverage, you're protected if you're hit by a driver with no insurance or not enough coverage.

How to get car insurance in Ohio

Online

We'll ask simple questions and then you choose your coverages.

Call a rep

You'll speak with a licensed representative who will guide you through everything.

Through an agent

Connect with a local agent for expert advice from someone near you.