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Travel Insurance
Insure your next trip confidently with the Best Plans Guarantee
This travel rate and coverage are provided and serviced by third parties.. Read more
Compare and quote travel insurance to find the right coverage for your trip
Access some of the industry's top vacation insurance companies through Progressive travel insurance from InsureMyTrip. You can quote, compare, and buy affordable plans to cover your concerns at a price that fits your budget.
Why choose Progressive?
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EXPERIENCE
20+ years
InsureMyTrip has 20+ years of experience protecting travelers.
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CUSTOMIZATION
Tailor your plan
Upgrade with optional coverages to build customized protection that fits your needs.
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SUPPORT
24/7 access
Get assistance for emergency medical care or evacuation, travel support, or business services.
Single-trip travel insurance coverages
A comprehensive travel insurance policy gives you the most coverage — it typically includes trip cancellation, trip interruption, lost baggage, emergency medical coverage, emergency evacuation, and more. But each policy and insurer is different, so compare your options carefully. Here's how each of the coverages on a comprehensive policy generally works.
COMPREHENSIVE PLAN COVERAGES
Trip cancellation
You may be reimbursed for up to 100% of your prepaid, nonrefundable trip costs if you need to cancel your trip before you leave due to a qualifying unforeseen reason.
Find out how canceled flights are covered.
Trip interruption
If your trip is interrupted for specific unforeseen circumstances covered by your plan, you may be reimbursed up to your plan's limits. Trip interruption covers your unused, prepaid, nonrefundable costs like flights, tours, and accommodations, plus qualifying cancellation fees.
Cancel for any reason
You can add optional cancel for any reason (CFAR) trip protection to some comprehensive policies. If you need to cancel your trip for something other than one of the trip cancellation reasons listed on your policy, CFAR may allow you to be reimbursed for a portion of your prepaid, nonrefundable trip costs (usually 50–75%). This optional benefit is time-sensitive and has other requirements, so not all travel plans will qualify.*
Medical and dental
If you need emergency medical or dental treatment due to a covered illness or injury during your trip, you may be reimbursed for care costs up to your coverage limits with a comprehensive policy. Treatment for pre-existing conditions is typically excluded from coverage.
What doesn't a travel insurance plan cover?
Each travel insurance policy has its own coverages, so read the plan details carefully to understand what's covered and what's excluded.
Here are some cases where travel insurance may not apply:
- Negligence: Insurance may not cover lost baggage if you leave your belongings in a public place unattended.
- Travel for medical treatment: International travel for medical treatment is not typically covered.
- War and civil unrest: Claims due to war, terrorism, insurrection, and civil unrest are typically excluded.
- Pandemics and epidemics: Depending on the policy, insurers may not cover claims related to pandemics or epidemics.
- Work-related accidents: Standard travel insurance may not cover some aspects of your trip if you're traveling for work.
Travel insurance for a single trip may not cover other situations that are beyond your control, like claims related to psychological or mental disorders (for example, if anxiety or depression impacts travel plans). Your policy may also exclude extreme sports and alcohol- and drug-related activities.
Cancel for any reason coverage can be added to, but is not automatically included in, some comprehensive plans. Pre-existing health conditions are generally excluded from coverage unless you add on a pre-existing conditions waiver.
Types of travel insurance plans
With Progressive travel insurance through InsureMyTrip, you can compare and quote comprehensive plans or standalone coverages like medical, accidental death, and more. Review the coverage each plan type offers before deciding which is best for your trip. These are the plan types available via InsureMyTrip:
Comprehensive
Comprehensive travel insurance for a single trip offers the most protection for your trip and usually includes coverage for trip cancellation, trip interruption, trip delay, lost baggage, medical and dental, emergency evacuation, 24-hour traveler assistance, and accidental death benefit. You may also be able to add on cancel for any reason (CFAR) coverage.
Academic travel insurance
Student travel insurance is designed for academic trips, like study abroad programs, class trips, and conferences. It covers students and families, academic staff, and chaperones. These plans help protect program fees, tuition tied to travel, airfare, housing, and other prepaid non-refundable travel costs.**
Annual travel insurance
Annual travel insurance protects frequent travelers for unlimited trips all year. You don't need to buy a separate policy for each trip. These plans provide coverage for lost baggage, travel medical treatment, and emergency medical evacuations. You may choose upgrades like trip cancellation/interruption with trip delay and pet-related benefits.**
Standalone coverages
Consider these single-coverage policies for more specialized protection. Keep in mind that comprehensive plans often include similar coverage:
Travel medical: Standalone travel medical insurance is designed to fill in the gaps of your primary health insurance while you're traveling internationally. This plan is best if you're primarily concerned about emergency medical costs while you're out of the country and you don't plan to get a comprehensive policy, which also includes medical coverage.
Emergency medical evacuation: If hospitalized during your trip, Emergency Medical Evacuation memberships can assist in getting you to either the hospital of your choice or the nearest appropriate hospital. These standalone plans can be purchased for single trips or annually if you're taking multiple trips during the year.
Remember, comprehensive plans typically include the most benefits. Consider other plans if you only need specialized or increased coverage. Learn more about how travel insurance works.
