If you drive a dump truck, you need to protect your vehicle with dump truck insurance regardless of whether you're hauling dirt, sand, gravel, or asphalt. At Progressive, we work hard to provide the best insurance for dump trucks because we understand that your dump truck is your business and your livelihood.
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Common Dump Trucks We Insure
Whether you have one small dump truck or a fleet of them, we can provide coverage for the following types of dump trucks:
- Standard dump truck
- Transfer dump
- Gravel truck
- Six or 10 wheeler
- Super dump
- and more!
Insurance for Dump Trucks
As a dump truck operator, you'll need to purchase Liability Insurance and Physical Damage Coverage to protect your dump truck in case you get into an accident. If you work on a for-hire basis, you'll also want to consider purchasing Motor Truck Cargo insurance to protect the dirt, sand, gravel, stones, or other similar items you may be hauling in your dump truck.
When you purchase dump truck insurance, you're also getting coverage for the equipment you use to protect your loads — like tarps and covers. To make sure you have the best protection for your dump truck, consider purchasing Rental Reimbursement with Downtime coverage, which assists with rental costs and even locating a replacement vehicle in case you get into an accident and aren't able to use your dump truck.
Filings for Dump Truck Operators
In many cases, as a dump truck operator, you'll be required to have a financial responsibility filing along with your dump truck insurance. When you choose Progressive's dump truck insurance, we can file most federal and state filings for you — fast.